5103 Bray Rd, Flint, MI 48505 Property Records

Genesee County property record for 5103 Bray Rd, Flint, MI 48505

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,424 sqft · built 1940
Lot Size	2.82 acres (122,839 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Oct 2024)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-20-400-012`

Property Details

APN / Parcel Number

Primary APN	`11-20-400-012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	224 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	122,839 sqft (2.82 acres)
Lot Dimensions	440 ft deep x 99 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5103 BRAY RD
City	FLINT
State	MI
Zip	48505-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	S 12 RDS OF N 108 RDS OF E 1/2 OF SE 1/4 EXCEPT W 440 FT ALSO EXCEPT N 6 RDS OF E 440 FT SEC 20 T8N R7E 3.00 A
Legal Range	07E
Legal Township	08N
Legal Section	20
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2000
Census Tract	12202

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5103 BRAY RD, FLINT, MI 48505-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	202454173
Prior Transfer Date	Jan 6, 2003
Prior Transfer Doc	0000007279
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 23, 2020
Property Address	5103 BRAY RD, FLINT, MI 48505-1801
Document Number	202010230072768
Instrument Date	Sep 16, 2020
Instrument	202010230072768
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5103 BRAY RD, 5103, FLINT, MI 48505-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9344 WABASIS POINTE DR NE, GREENVILLE, MI 48838-8414

Mortgage

Document Number	202010230072769
Date	Oct 23, 2020
Instrument	202010230072769

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800 (+0.46%) Land $12,100 Building $74,700	$173,600 (+0.46%) Land $24,200 Building $149,400
2025	$3,335.00 (+20.27%)	$86,400 (+14.29%)	$172,800 (+14.29%)
2024	$2,773.00 (-16.5%)
2023		$75,600	$151,200
2021	$3,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20