5103 Ave de la Plata, Oceanside, CA 92057 Property Records

San Diego County property record for 5103 Ave de la Plata, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,714 sqft · built 1994
Lot Size	0.185 acres (8,060 sqft)
Owner	Individual Name on Record
Last Sale	$264,300 (May 1993)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Jul 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-512-24-00`

Property Details

APN / Parcel Number

Primary APN	`158-512-24-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,714 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,060 sqft (0.185 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5103 AVENIDA DE LA PLATA
City	OCEANSIDE
State	CA
Zip	92057-8023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 256 TR 011952
Legal Subdivision	MISSION SANTA FE
Legal Tract	011952
Legal Block	2
Legal Lot Number	256
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5103 AVENIDA DE LA PLATA, OCEANSIDE, CA 92057-8023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 5, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 1993 · Amount on Record
Deed Sale	May 21, 1993 · Amount on Record
Deed Document Number	1993320706
Last Transfer Date	Nov 5, 1993
Transfer Doc	0000764212
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5103 AVENIDA DE LA PLATA, OCEANSIDE, CA 92057-8023
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 AVENIDA DE LA PLATA, OCEANSIDE, CA 92057-8023

Mortgage

Document Number	0000080310
Date	Mar 24, 2026
Instrument	2026-0080310

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	694 Months
Due	Jan 16, 2084

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5103 AVENIDA DE LA PLATA, OCEANSIDE, CA 92057-8023
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 AVENIDADE LA PLATA, OCEANSIDE, CA 92057

Mortgage

Document Number	0000502367
Date	Jul 14, 2021
Instrument	2021-0502367

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	750 Months
Due	Jan 16, 2084

Interest

Rate Type	Fixed Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2017
Property Address	5103 AVENIDA DE LA PLATA, OCEANSIDE, CA 92057-8023
Document Number	0000460927
Map Reference	MAP11952
Instrument Date	Sep 29, 2017
Instrument	2017-0460927
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 AVENIDA DE LA PLATA, OCEANSIDE, CA 92057-8023

Mortgage

Document Number	0000460928
Date	Oct 5, 2017
Instrument	2017-0460928

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	795 Months
Due	Jan 16, 2084

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,823 (+2%) Land $159,135 Building $333,688
2025	$5,573.00 (+5.71%) Homeowner's exemption	$483,161 (+4.04%) Land $156,015 Building $327,146
2024	$5,272.00 (+2.45%)
2023	$5,146.00 (+0.19%) Homeowner's exemption	$464,401 Land $149,957 Building $314,444
2022	$5,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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