5102 William St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 5102 William St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,480 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2021)
Tax Bill	$6,463 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 115.16-2-15`

Property Details

APN / Parcel Number

Primary APN	`145289 115.16-2-15`
Alternative APN	`52891151600002015000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	164 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5102 WILLIAM ST
City	LANCASTER
State	NY
Zip	14086-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC 2790 SL 2
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1000
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5102 WILLIAM ST, LANCASTER, NY 14086-9664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage FIVE STAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Dec 20, 1995 · Amount on Record
Deed Document Number	20212021104296
Deed Book / Page	11381 / 88
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 1, 2021
Property Address	5102 WILLIAM ST, LANCASTER, NY 14086-9664
Document Number	0113810088
Book / Page	11381 / 88
Instrument Date	May 20, 2021
Instrument	2021104296
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5102 WILLIAM ST, LANCASTER, NY 14086-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 WILLIAM ST, LANCASTER, NY 14086-9664

Mortgage

Document Number	0139978282
Date	Jun 1, 2021
Instrument	13997/8282

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 29, 2019
Property Address	5102 WILLIAM ST, LANCASTER, NY 14086-9664
Document Number	0113426718
Book / Page	011342 / 006718
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 MAIN ST #4 EAST AURORA NY 140522403, 4, EAST AURORA, NY 14052-2403

Mortgage

Document Number	138914587
Date	Mar 29, 2019
Book Page	013891/004587

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,463.00 (+109.77%)
2025	$3,081.00 (-50.36%)	$222,000 (-) Land $25,000 Building $197,000	$346,875 (+12.51%) Land $39,062 Building $307,813
2024	$6,207.00	$222,000 (-) Land $25,000 Building $197,000	$308,300 (+4.16%) Land $34,718 Building $273,582
2023		$222,000 Land $25,000 Building $197,000	$296,000 Land $33,333 Building $262,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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