5102 Shadow Lake Dr, Bakersfield, CA 93313 Property Records

Kern County property record for 5102 Shadow Lake Dr, Bakersfield, CA 93313

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,367 sqft · built 1993
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`498-242-06-00-1`

Property Details

APN / Parcel Number

Primary APN	`498-242-06-00-1`
Alternative APNs	`498-242-06-4` `4982420600` `49824206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	1,957 sqft
1st Floor Area	1,367 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	498242064
Street Address	5102 SHADOW LAKE DR
City	BAKERSFIELD
State	CA
Zip	93313-4368
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P.U.D.
Legal Description	TRACT 5617 , BLOCK , LOT 115
Legal Tract	5617
Legal Block	3
Legal Lot Number	115
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3007
Census Tract	3131

Owner

5102 Shadow Lake Dr, a townhouse, is owned and occupied by an individual.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5102 SHADOW LAKE DR, BAKERSFIELD, CA 93313-4368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage KERN SCHOOLS FCU
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5102 SHADOW LAKE DR, BAKERSFIELD, CA 93313-4368
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016185
Date	Feb 12, 2018
Instrument	0218016185

Lender

Name	KERN SCHOOLS FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93309

Agreement

Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5102 SHADOW LAKE DR, BAKERSFIELD, CA 93313-4368
Document Number	0000112594
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 SHADOW LAKE DR BAKERSFIELD CA 933134368, BAKERSFIELD, CA 93313-4368

Mortgage

Document Number	0000112594
Date	Aug 27, 2018
Instrument	112594

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5102 Shadow Lake Dr was $2,388 with a homeowner's exemption, up 2% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lakeside Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$152,919 (+2%) Land $45,069 Building $107,850
2025	$2,388.00 (+1.96%) Homeowner's exemption	$149,922 Land $44,186 Building $105,736
2024	$2,342.00 (+2.54%)
2023	$2,284.00 (+2.61%) Homeowner's exemption	$144,102 Land $42,471 Building $101,631
2022	$2,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5102 Shadow Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5102 Shadow Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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