Fort Bend County property record for 5102 Saddle Dr, Needville, TX 77461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,884 sqft · built 2002 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $518,035 (Aug 2023) |
| Tax Bill | $5,864 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R45071 |
| Primary APN | R45071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| 2nd Floor Area | 834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 139,828 sqft (3.21 acres) |
| View / Lot | Rural |
| Porch | Open Porch |
|---|---|
| Porch Area | 420 sqft |
| Storage Building | 1,000 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5102 SADDLE DR |
|---|---|
| City | NEEDVILLE |
| State | TX |
| Zip | 77461-8865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OM |
| Legal Description | 0269 I AND GN RY, ACRES 3.21 |
| Legal Subdivision | I AND GN RY |
| Legal Block | 1 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | NEEDVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 675701 |
Source: Fort Bend County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5102 SADDLE DR, NEEDVILLE, TX 77461-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Aug 29, 2023 | Vendor's Lien, Transfer BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Oct 10, 1991 |
| Deed Document Number | 202383386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | May 14, 2026 |
| Property Address | 5102 SADDLE DR, NEEDVILLE, TX 77461-8865 |
| Document Number | 0000048528 |
| Instrument Date | May 7, 2026 |
| Instrument | 202648528 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 5102 SADDLE DR, NEEDVILLE, TX 77461-8865 |
| Document Number | 0000048528, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202648528 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 29, 2023 |
| Property Address | 5102 SADDLE DR, NEEDVILLE, TX 77461-8865 |
| Document Number | 0000083386 |
| Map Reference | VOL 2343 PG 438 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023083386 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | SELECTITLE LLC, SELECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5102 SADDLE DR, NEEDVILLE, TX 77461-8865 |
| Document Number | 0000083387 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2023083387 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Max Rate | 11.6% |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Needville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,864.00 (-9.63%) Homeowner's exemption | $411,149 (-1.8%) Land $228,087 Building $183,062 | $411,149 (-1.8%) Land $228,087 Building $183,062 |
| 2024 | $6,489.00 (+231.07%) Homeowner's exemption Senior Citizen's exemption | $418,675 (+38.71%) Land $240,648 Building $178,027 | $418,675 (+31.65%) Land $240,648 Building $178,027 |
| 2023 | $1,960.00 (-43.84%) Homeowner's exemption Senior Citizen's exemption | $301,840 (+1%) Land $133,108 Building $184,921 | $318,029 (-2.65%) Land $133,108 Building $184,921 |
| 2022 | $274,400 Land $126,380 Building $148,020 | $326,690 Land $126,380 Building $200,310 | |
| 2021 | $3,490.00 (-0.82%) | ||
| 2018 | $3,519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 16 (2015–2019) |
| Claims Outside the SFHA | 14 of 16 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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