Dane County property record for 5102 Loruth Ter, Madison, WI 53711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,919 sqft · built 1954 |
| Lot Size | 0.407 acres (17,716 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $335,000 (Oct 2022) |
| Tax Bill | $6,944 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-311-0230-8 |
| Primary APN | 0709-311-0230-8 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,919 sqft Living Area |
| Gross Area | 2,951 sqft |
| 1st Floor Area | 1,343 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 576 sqft |
| Unfinished Basement | 456 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 17,716 sqft (0.407 acres) |
| Terrain | Wooded |
| View / Lot | Traffic |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 160 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5102 LORUTH TER |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53711-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-C1 |
| Legal Description | ORCHARD RIDGE FIRST ADD, LOT 14 |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 31 |
| Legal Quarter | 1 |
| Legal Subdivision | ORCHARD RIDGE FIRST ADD |
| Legal Lot Number | 14 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 501 |
5102 Loruth Ter is owner-occupied and held in a trust since June 2024.
Source: Dane County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROVISOR INC |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Apr 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SETTLERS BANK |
| Oct 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 4, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF LAKE MILLS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Prior Sale | Feb 9, 2015 · Amount on File |
| Deed Document Number | 20225866574 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0005971983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Oct 7, 2022 |
| Property Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Document Number | 0005866574 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 5866574 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Document Number | 0005866575 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 5866575 |
| Name | PROVISOR INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005688810 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 5688810 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005478629 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 5478629 |
| Name | SETTLERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Oct 16, 2020 |
| Property Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Document Number | 0005650083 |
| Instrument Date | Jul 18, 2020 |
| Instrument | 5650083 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5102 LORUTH TER MADISON WI 537112626, MADISON, WI 53711-2626 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 5102 LORUTH TER, MADISON, WI 53711-2626 |
| Document Number | 0005311532 |
| Instrument Date | Mar 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5102 LORUTH TER MADISON WI 537112626, MADISON, WI 53711-2626 |
| Document Number | 0005311532 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 5311532 |
| Name | BANK OF LAKE MILLS |
|---|---|
| Type | Bank |
| Address | LAKE MILLS, WI 53551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5102 Loruth Ter was $6,944, up 14.7% from the year before.
Source: Dane County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,944.00 (+14.74%) Homeowner's exemption | $391,800 Land $168,200 Building $223,600 | |
| 2024 | $6,052.00 | $361,800 (+7.4%) | |
| 2023 | $335,000 Land $155,700 Building $179,300 | $336,887 | |
| 2022 | $5,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5102 Loruth Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5102 Loruth Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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