5102 Idlewild St, Duluth, MN 55804 Property Records

St. Louis County property record for 5102 Idlewild St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,060 sqft · built 1990
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2015)
Tax Bill	$4,816 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-17330`

Property Details

APN / Parcel Number

Primary APN	`010-0790-17330`
Alternative APN	`989464`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,060 sqft Gross Area
1st Floor Area	1,060 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	676 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	468 sqft
Storage Building	234 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	989464
Street Address	5102 IDLEWILD ST
City	DULUTH
State	MN
Zip	55804-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1686 AND 1687 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Block	122
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3020
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONAL BK/CMRC
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Document Number	20151261378
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163

Mortgage

Document Number	0001472891
Date	Aug 28, 2023
Instrument	1472891

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 20, 2038

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001447395
Date	Jul 12, 2022
Instrument	1447395

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163
Document Number	00A1384404
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5102 IDLEWILD ST DULUTH MN 558041163, DULUTH, MN 55804-1163

Mortgage

Document Number	00A1384404
Date	Jul 7, 2020
Instrument	A1384404

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163
Document Number	00A1384405
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5102 IDLEWILD ST DULUTH MN 558041163, DULUTH, MN 55804-1163

Mortgage

Document Number	00A1384405
Date	Jul 7, 2020
Instrument	A1384405

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5102 IDLEWILD ST, DULUTH, MN 55804-1163
Document Number	00A1321877
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5102 IDLEWILD ST DULUTH MN 558041163, DULUTH, MN 55804-1163

Mortgage

Document Number	00A1321877
Date	Nov 9, 2017
Instrument	A1321877

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,816.00 (+7.31%) Homeowner's exemption
2025	$4,488.00 (-5.79%) Homeowner's exemption	$362,900 (+6.39%) Land $47,900 Building $315,000	$362,900 (+6.39%) Land $47,900 Building $315,000
2024	$4,764.00	$341,100 (+8.63%) Land $46,200 Building $294,900	$341,100 (+8.63%) Land $46,200 Building $294,900
2022		$314,000 Land $35,600 Building $278,400	$314,000 Land $35,600 Building $278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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