5102 Foreman St, Morganton, NC 28655 Property Records

Burke County property record for 5102 Foreman St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,512 sqft · built 1957
Lot Size	12.1 acres (528,818 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2024)
Tax Bill	$1,412 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1770390208`

Property Details

APN / Parcel Number

Primary APN	`1770390208`
Alternative APNs	`1770299223` `4197`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft
Flooring	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	528,818 sqft (12.1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	184 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	360 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5102 FOREMAN ST
City	MORGANTON
State	NC
Zip	28655-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	LO2 PL54-45
Legal Subdivision	W A HOLLAND SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3010
Census Tract	20303

Owner

5102 Foreman St is owned and occupied by an individual who bought it in July 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5102 FOREMAN ST, MORGANTON, NC 28655-8832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	202424006460
Deed Book / Page	2756 / 153
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000044618
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5102 FOREMAN ST, MORGANTON, NC 28655-8832
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 FOREMAN ST, MORGANTON, NC 28655-8832

Mortgage

Document Number	0028380724
Date	Nov 12, 2025
Book Page	2838/724
Instrument	2025009494

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5102 FOREMAN ST, MORGANTON, NC 28655-8832
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025960929
Date	Jan 10, 2022
Book Page	2596/929
Instrument	2022016065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 1, 2019
Property Address	5102 FOREMAN ST, MORGANTON, NC 28655-8832
Document Number	0024270270
Book / Page	002427 / 000270
Instrument Date	Oct 1, 2019
Instrument	32778
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 FOREMAN ST MORGANTON NC 286558832, MORGANTON, NC 28655-8832

Mortgage

Document Number	24270273
Date	Oct 1, 2019
Book Page	002427/000273
Instrument	32779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5102 Foreman St was $1,412, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,412.00 (+0.36%)	$199,359 (-) Land $48,029 Building $151,330	$199,359 (-) Land $48,029 Building $151,330
2025	$1,407.00	$199,359 Land $48,029 Building $151,330	$199,359 Land $48,029 Building $151,330
2023	$1,413.00	$199,359 Land $48,029 Building $151,330	$199,359 Land $48,029 Building $151,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5102 Foreman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5102 Foreman St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Also Mapped Here	BRENTWOOD WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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