5102 Crystal Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 5102 Crystal Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,683 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$238,700 (Nov 2018)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2018 Mortgage
APN	`06-6.0-24-002-000-001.079`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-002-000-001.079`

Interior

Building Area	1,683 sqft Base Area
1st Floor Area	1,683 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Street Address	5102 CRYSTAL DR
City	SAINT JOSEPH
State	MO
Zip	64503-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	24-57-35NWSUB:THOUSAND OAKS ADDN PLAT 2 LOT:76 BLK:LGL DESC:
Legal Range	35W
Legal Township	57N
Legal Section	24
Legal Subdivision	THOUSAND OAKS ADDN PLAT 2
Legal Lot Number	76
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2013
Census Tract	1700

Owner

5102 Crystal Dr is owned and occupied by an individual who bought it in November 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5102 CRYSTAL DR, SAINT JOSEPH, MO 64503-2049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Deed Document Number	201810673
Deed Book / Page	3714 / 987
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	5102 CRYSTAL DR, SAINT JOSEPH, MO 64503-2049
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 CRYSTAL DR, SAINT JOSEPH, MO 64503-2049

Mortgage

Document Number	003772/912
Date	Feb 15, 2022
Book Page	3772/912
Instrument	2022001484

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Feb 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 13, 2018
Property Address	5102 CRYSTAL DR, SAINT JOSEPH, MO 64503-2049
Document Number	003714/987
Book / Page	3714 / 987
Instrument Date	Sep 25, 2018
Instrument	2018010673
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 CRYSTAL DR, SAINT JOSEPH, MO 64503-2049

Mortgage

Document Number	003714/989
Date	Nov 13, 2018
Book Page	3714/989
Instrument	2018010674

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5102 Crystal Dr was $2,694.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,694.00	$38,420 Land $5,170 Building $33,250	$202,210 Land $27,200 Building $175,010
2024	$2,694.00 (+11.37%)
2023	$2,419.00 (-0.7%)	$37,370 (-) Land $5,170 Building $32,200	$196,650 Land $27,200 Building $169,450
2022	$2,436.00	$37,370 Land $5,170 Building $32,200
2021			$196,650 Land $27,200 Building $169,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5102 Crystal Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5102 Crystal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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