5102 37th Ave Cir W, Bradenton, FL 34209 Property Records

Manatee County property record for 5102 37th Ave Cir W, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1980
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2023 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51111-1320-4`

Property Details

APN / Parcel Number

Primary APN	`51111-1320-4`
Alternative APN	`3517055111113204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	1,798 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Screened Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	5102 37TH AVENUE CIR W
City	BRADENTON
State	FL
Zip	34209-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 7 BLK C HORIZON SUB PI#51111.1320/4
Legal Range	17E
Legal Township	35S
Legal Section	05
Legal Subdivision	HORIZON
Legal Tract	05111103
Legal Block	C
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1005
Census Tract	406

Owner

5102 37th Ave Cir W is owner-occupied and held in a trust since October 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 6, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2023
Transfer Doc	0000107401
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052

Mortgage

Document Number	0041090118
Date	Jul 7, 2021
Instrument	202141090118

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052

Mortgage

Document Number	0041095106
Date	Sep 6, 2023
Instrument	202341095106

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	996 Months
Due	Aug 31, 2106

Interest

Rate Type	Adjustable Rate
Rate	7.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Oct 6, 2023
Property Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052
Document Number	0041107401
Map Reference	MB 19 PG 98&99
Instrument Date	Oct 5, 2023
Instrument	202341107401
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5102 37TH AVENUE CIR W, BRADENTON, FL 34209-6052

Tax Assessment & Valuation

The 2025 property tax bill for 5102 37th Ave Cir W was $2,302 with a homeowner's exemption, up 3.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,514 (+2.7%)	$354,496 (-) Land $56,100 Building $298,396
2025	$2,302.00 (+3.18%)	$167,005	$354,496 Land $56,100 Building $298,396
2024	$2,231.00 (+1.87%)
2023	$2,190.00 (+3.06%) Homeowner's exemption	$157,571 (+3%)	$362,680 (+11.84%) Land $56,100 Building $306,580
2022	$2,125.00 Homeowner's exemption	$152,982	$324,275 Land $55,000 Building $269,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5102 37th Ave Cir W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5102 37th Ave Cir W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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