5101 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 5101 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details728 sqft · built 1962
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$847 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2023 Sale
APN06-6.0-24-003-001-044.000

Property Details

APN / Parcel Number

Primary APN06-6.0-24-003-001-044.000

Interior

Building Area728 sqft Base Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions116 ft deep x 60 ft wide

Location & Zoning

Street Address5101 VALLEY LN
CitySAINT JOSEPH
StateMO
Zip64503-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:DEER VALLEY LOT:50 BLK:LGL DESC:E 30' OF LOT 50 & W 30' OF LOT 52
Legal SubdivisionDEER VALLEY
Legal Lot Number50,52
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1028
Census Tract1700

Owner

5101 Valley Ln is owned and occupied by two individuals who acquired it in October 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5101 VALLEY LN, SAINT JOSEPH, MO 64503-1821
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
Apr 5, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024
Deed SaleOct 23, 2024
Prior SaleApr 5, 2023
Deed Document Number20248574
Deed Book / Page3802 / 131
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Recording DateApr 14, 2026
Property Address5101 VALLEY LN, SAINT JOSEPH, MO 64503-1821
Document Number0000002815
Book / Page3817 / 600
Instrument DateApr 7, 2026
Instrument20262815
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5101 VALLEY LN, SAINT JOSEPH, MO 64503-1821

Mortgage

Document Number0000002815,
DateApr 14, 2026
Book Page3817/600
Instrument20262815
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate6.11%
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateApr 5, 2023
Property Address5101 VALLEY LN, SAINT JOSEPH, MO 64503-1821
Document Number003785/872
Book / Page3785 / 872
Instrument DateApr 5, 2023
Instrument2023002370
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5101 VALLEY LN, SAINT JOSEPH, MO 64503-1821

Tax Assessment & Valuation

The 2025 property tax bill for 5101 Valley Ln was $847, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$847.00 (+0.12%)$12,010 Land $2,530 Building $9,480$63,190 Land $13,300 Building $49,890
2024$846.00 (+17.5%)
2023$720.00 (-0.69%)$11,080 (-) Land $2,850 Building $8,230$58,300 Land $15,000 Building $43,300
2022$725.00$11,080 Land $2,850 Building $8,230
2021$58,300 Land $15,000 Building $43,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5101 Valley Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5101 Valley Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

Nearby Properties on Valley Ln

Nearby Streets

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