Cass County property record for 51007 Saddlebag Rd, Decatur, MI 49045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1978 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-050-007-018-00 |
| Primary APN | 14-050-007-018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,296 sqft Building Perimeter |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 864 sqft |
| Street Address | 51007 SADDLEBAG RD |
|---|---|
| City | DECATUR |
| State | MI |
| Zip | 49045-9420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 448-1276 430-121 426-484 65A-13 5-13 SEC 7 T5S R13W S 65 FT OF N 131 FT THAT PART NW FRL 1/4 W OF SADDLEBAG LAKE. |
| Legal Range | 13W |
| Legal Township | 05S |
| Legal Section | 07 |
| Jurisdiction | CASS MI |
| Township / Civil Division | MARCELLUS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1701 |
51007 Saddlebag Rd is owned and occupied by two individuals.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51007 SADDLEBAG RD, DECATUR, MI 49045-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 51007 SADDLEBAG RD, DECATUR, MI 49045-9420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1179/1924 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 1179/1924 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | SPRING LAKE, MI 49456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 51007 Saddlebag Rd was $3,622 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Marcellus Township |
| Unified School District | Marcellus Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,100 (-8.13%) Land $105,100 | $210,200 (-8.13%) Land $210,200 | |
| 2025 | $3,622.00 Homeowner's exemption | $114,400 Land $114,400 | $228,800 Land $228,800 |
| 2023 | $109,200 | $218,400 | |
| 2022 | $3,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51007 Saddlebag Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 51007 Saddlebag Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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