Bay County property record for 5100 Thomas Dr, Panama City Beach, FL 32408
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 1.85 acres (80,934 sqft) |
| Owner | Company Name on Record |
| Last Sale | $636,500 (Jul 2017) |
| Tax Bill | $19,664 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 32381-000-000 |
| Primary APN | 32381-000-000 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Lot Area | 80,934 sqft (1.85 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 225 ft wide |
| Street Address | 5100 THOMAS DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-6928 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | BC05 |
| Legal Description | GULF LAGOON BEACH LOTS 1 TO 9 INC BLK 19 TREASURE ISLAND |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | GULF LAGOON BEACH |
| Legal Block | 19 |
| Legal Lot Number | 1-9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 2607 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5121 THOMAS DR, PANAMA CITY BEACH, FL 32408-6929 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on Record |
| Deed Sale | Jul 24, 2017 · Amount on Record |
| Prior Sale | Jan 11, 2011 · Amount on Record |
| Deed Document Number | 2017041305 |
| Deed Book / Page | 3920 / 1048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 24, 2017 |
| Property Address | 5100 THOMAS DR, PANAMA CITY BEACH, FL 32408-6928 |
| Document Number | 0039201048 |
| Book / Page | 3920 / 1048 |
| Map Reference | MB8 PG24 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 2017041305 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,455.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 900, TALLAHASSEE, FL 32302-0900 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9898, PANAMA CITY, FL 32417-0298 |
| Document Number | 2017041306 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017041306 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,664.00 (+6.48%) | $2,005,585 (+%) Land $2,005,585 | $2,005,585 (+%) Land $2,005,585 |
| 2023 | $18,468.00 (+9.25%) | $2,005,583 (-) Land $2,005,583 | $2,005,583 (-) Land $2,005,583 |
| 2022 | $16,905.00 | $2,005,583 Land $2,005,583 | $2,005,583 Land $2,005,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 311 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,268 units insured incl. 957 condo units |
| Nearby Flood Claims | 254 (1978–2023) |
| Claims Outside the SFHA | 161 of 254 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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