5100 Railroad Grade Rd, Todd, NC 28684 Property Records

Ashe County property record for 5100 Railroad Grade Rd, Todd, NC 28684 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1969
Lot Size	3.08 acres (134,557 sqft)
Owner	Individual Name on File
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13198-066`

Property Details

APN / Parcel Number

Primary APN	`13198-066`
Alternative APN	`17135`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,408 sqft Heated Area
Gross Area	2,816 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Lot Area	134,557 sqft (3.08 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17135
Street Address	5100 RAILROAD GRADE RD
City	TODD
State	NC
Zip	28684-9229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.089 A FROM G C NORRIS RT 1106 (RURAL PAVED) ADJ
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	4
Census Block	4034
Census Tract	970701

Owner

Source: Ashe County records · APN 13198-066

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5100 RAILROAD GRADE RD, TODD, NC 28684-9229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	5100 RAILROAD GRADE RD, TODD, NC 28684-9229
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000000896
Date	Feb 26, 2018
Instrument	000000000896

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (+3.91%)	$274,000 (-) Land $61,300 Building $212,700	$274,000 (-) Land $61,300 Building $212,700
2023	$1,408.00 (+15.98%)	$274,000 (+51.88%) Land $61,300 Building $212,700	$274,000 (+51.88%) Land $61,300 Building $212,700
2022	$1,214.00	$180,400 Land $50,900 Building $129,500	$180,400 Land $50,900 Building $129,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099707014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 11 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.