Highlands County property record for 5100 Lafayette Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,528 sqft · built 1985 |
| Lot Size | 0.23 acres (9,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Oct 2015) |
| Tax Bill | $417 (2024) |
| Deeds & Mortgages | Apr 2026 Sale Dec 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-35-28-030-0290-0150 |
| Primary APN | C-01-35-28-030-0290-0150 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,997 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 164 sqft |
| Patio Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5100 LAFAYETTE AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 2 PB 7 PG 61 LOT 15 BLK 29 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 29 |
| Legal Lot Number | 15 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 961301 |
Source: Highlands County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5100 LAFAYETTE AVE, SEBRING, FL 33875-5631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 29, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on Record |
| Deed Sale | Oct 29, 2015 · Amount on Record |
| Deed Document Number | 20151792724 |
| Deed Book / Page | 2501 / 514 |
| Last Transfer Date | Apr 8, 2026 |
| Transfer Doc | 0002307674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 5100 LAFAYETTE AVE, SEBRING, FL 33875-5631 |
| Document Number | 0002307674 |
| Book / Page | 3185 / 359 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20262307674 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5100 LAFAYETTE AVE, SEBRING, FL 33875-5631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5100 LAFAYETTE AVE, SEBRING, FL 33875-5631 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5100 LAFAYETTE AVE, SEBRING, FL 33875-5631 |
| Document Number | 0002070529 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 2874/689 |
| Instrument | 2070529 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 879 Months |
| Due | Mar 11, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.58% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.58% |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,781 (+10.48%) | $207,506 (+1.49%) Land $19,500 Building $188,006 | |
| 2024 | $417.00 (+8.03%) | ||
| 2023 | $386.00 (-74.8%) Disabled Person's exemption Veteran's exemption | $127,421 (+3%) | $204,464 (+15.63%) Land $16,000 Building $188,464 |
| 2022 | $1,532.00 Homeowner's exemption | $123,710 | $176,831 Land $12,000 Building $164,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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