5100 Cinnamon Dr, Matthews, NC 28104 Property Records

Union County property record for 5100 Cinnamon Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,809 sqft · built 2005
Lot Size	0.386 acres (16,814 sqft)
Owner	Company Name on Record
Last Sale	$589,000 (Jun 2021)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-141-147`

Property Details

APN / Parcel Number

Primary APN	`07-141-147`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,809 sqft Living Area
1st Floor Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	16,814 sqft (0.386 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5100 CINNAMON DR
City	MATTHEWS
State	NC
Zip	28104-6218
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#27A CHESTNUT PH2 MP2 OPCI399
Legal Subdivision	CHESNUT
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3009
Census Tract	20314

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3300 DELAMERE DR, MATTHEWS, NC 28104-6865
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	202129325
Deed Book / Page	8144 / 18
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 21, 2021
Property Address	5100 CINNAMON DR, MATTHEWS, NC 28104-6218
Document Number	814418
Book / Page	8144 / 18
Map Reference	CAB I FILE 399
Instrument Date	Jun 1, 2021
Instrument	29325
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 RIDGE RD APT 4222, 1307, ROCKWALL, TX 75087-4325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 CINNAMON DR, MATTHEWS, NC 28104-6218

Mortgage

Document Number	29326
Date	Jun 21, 2021
Instrument	29326

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5100 CINNAMON DR, MATTHEWS, NC 28104-6218
Document Number	7085671
Book / Page	007085 / 000671
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5100 CINNAMON DR MATTHEWS NC 281046218, MATTHEWS, NC 28104-6218

Mortgage

Document Number	7085671
Date	Jan 11, 2018
Book Page	007085/000671
Instrument	831

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2033

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$786,800 (-) Land $128,000 Building $658,800	$786,800 (-) Land $128,000 Building $658,800
2025	$3,779.00 (+31.67%)	$786,800 (+74.3%) Land $128,000 Building $658,800	$786,800 (+74.3%) Land $128,000 Building $658,800
2023	$2,870.00	$451,400 Land $75,000 Building $376,400	$451,400 Land $75,000 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Windstream.

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