510 Willow Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 510 Willow Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1993
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Jul 2009)
Tax Bill	$2,171 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS05330010280A`

Property Details

APN / Parcel Number

Primary APN	`RPS05330010280A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,896 sqft Finished Area
1st Floor Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Lean-To	50 sqft
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	510 WILLOW DR
City	SANDPOINT
State	ID
Zip	83864-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W LINCOLN PLACE BLK 1 LOT 28
Legal Range	02W
Legal Township	57N
Legal Section	21
Legal Subdivision	LINCOLN PLACE
Legal Block	1
Legal Lot Number	28
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2007
Census Tract	950402

Owner

510 Willow Dr is owned and occupied by two individuals who bought it in July 2009.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 WILLOW DR, SANDPOINT, ID 83864-3001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2009 · Amount on File
Deed Sale	Jul 17, 2009 · Amount on File
Deed Document Number	2009776191
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	510 WILLOW DR, SANDPOINT, ID 83864-3001
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054989
Date	Nov 17, 2025
Instrument	1054989

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	510 WILLOW DR, SANDPOINT, ID 83864-3001
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNER COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	978529
Date	Mar 16, 2021
Instrument	978529

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	510 WILLOW DR, SANDPOINT, ID 83864-3001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	968030
Date	Oct 19, 2020
Instrument	968030

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 510 Willow Dr was $2,171 with a homeowner's exemption, up 10.8% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,171.00 (+10.82%) Homeowner's exemption	$442,928 (+0.09%) Land $192,128 Building $250,800	$442,928 (+0.09%) Land $192,128 Building $250,800
2025	$1,959.00 Homeowner's exemption	$442,538 Land $192,128 Building $250,410	$442,538 Land $192,128 Building $250,410
2023	$1,772.00 Homeowner's exemption	$434,807 Land $192,128 Building $242,679	$434,807 Land $192,128 Building $242,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Willow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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