510 Whisper Walk, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 510 Whisper Walk, Chesapeake, VA 23322

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,062 sqft · built 1997
Lot Size	0.15 acres (6,390 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Oct 2020)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	May 2007 Second Mortgage Jan 2011 Mortgage + 2 more
APN	`0584004000210`

Property Details

APN / Parcel Number

Primary APN	`0584004000210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,390 sqft (0.15 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	444 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 WHISPER WALK
City	CHESAPEAKE
State	VA
Zip	23322-6014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 21 CEDAR CROSSING CONDO PH 48
Legal Subdivision	CEDAR CROSSING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1002
Census Tract	21016

Owner

510 Whisper Walk, a condominium, is owned and occupied by two individuals who bought it in October 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 WHISPER WALK, CHESAPEAKE, VA 23322-6014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jan 28, 2011	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 1, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
May 25, 2018	Warranty Deed, Transfer AMERICAN HOME TITLE, AMERICAN HOME TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	202035911
Deed Book / Page	10229 / 1191
Record Updated	Oct 29, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	510 WHISPER WALK, CHESAPEAKE, VA 23322-6014
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007067/227
Date	May 8, 2007
Book Page	7067/227

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2012

Interest

Rate Type	Fixed Rate

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	510 WHISPER WALK, CHESAPEAKE, VA 23322-6014
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008323/483
Date	Jan 28, 2011
Book Page	8323/483

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.13%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 1, 2020
Property Address	510 WHISPER WALK, CHESAPEAKE, VA 23322-6014
Document Number	10229/1191
Book / Page	10229 / 1191
Instrument Date	Sep 25, 2020
Instrument	200035911
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 WHISPER WALK, CHESAPEAKE, VA 23322-6014

Mortgage

Document Number	200035912
Date	Oct 1, 2020
Instrument	200035912

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 25, 2018
Property Address	510 WHISPER WALK, CHESAPEAKE, VA 23322-6014
Document Number	9916/1170
Book / Page	9916 / 1170
Instrument Date	May 24, 2018
Instrument	180013575
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	AMERICAN HOME TITLE, AMERICAN HOME TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WHISPER WALK, CHESAPEAKE, VA 23322-6015

Tax Assessment & Valuation

The 2025 property tax bill for 510 Whisper Walk was $4,216.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,600 (-2.11%) Land $140,000 Building $268,600	$408,600 (-2.11%) Land $140,000 Building $268,600
2025	$4,216.00	$417,400 Land $140,000 Building $277,400	$417,400 Land $140,000 Building $277,400
2023		$377,700 (+11.78%) Land $110,000 Building $267,700	$377,700 (+11.78%) Land $110,000 Building $267,700
2022		$337,900 Land $95,000 Building $242,900	$337,900 Land $95,000 Building $242,900
2019	$2,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 510 Whisper Walk; there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Whisper Walk is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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