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  5. W Saddle Ln

510 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 510 W Saddle Ln, Payson, AZ 85541 · Last verified June 2026

Property Summary

Property TypeMobile Home
Details1,344 sqft · built 1994
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Nov 2023)
Tax Bill$683 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN302-36-281

Property Details

APN / Parcel Number

Primary APN302-36-281
Alternative APNs
  • R022212
  • 022212

Interior

Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions48 ft deep x 28 ft wide
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR022212
Street Address510 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3044
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT: 112 SECTION: 28 TOWNSHIP: 11N RANGE: 10E SERIAL: AS20370X/U YEAR: 0 MAKE: - PALM HARBOR PHOENICIAN SIZE: 28 X 48 PAYSON RANCHOS #3 LOT 112 A/A 1994 28X48 PALM HARBOR PHOENICIAN MH VIN AS20370X-U FEE 93-641837
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCH
Legal Lot Number112
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2026
Census Tract302

Owner

Source: Gila County records · APN 302-36-281

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22607 N VIA DE LA CABALLA, SUN CITY WEST, AZ 85375-2215
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING
Nov 03, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Feb 18, 2022Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2023 · Amount on Record
Deed SaleNov 03, 2023 · Amount on Record
Prior SaleMar 25, 2016 · Amount on Record
Deed Document Number20239628
Prior Transfer DateFeb 18, 2022
Prior Transfer Doc0000002382
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateMay 13, 2026
Property Address510 W SADDLE LN, PAYSON, AZ 85541-3044
Document Number0000004728
Instrument DateMay 08, 2026
Instrument20264728
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address510 W SADDLE LN, PAYSON, AZ 85541-3044

Mortgage

Document Number0000004728,
DateMay 13, 2026
Instrument20264728
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateNov 03, 2023
Property Address510 W SADDLE LN, PAYSON, AZ 85541-3044
Document Number0000009628
Map ReferenceMAP 348&349
Instrument DateOct 27, 2023
Instrument2023-009628
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyYAVAPAI TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 W SADDLE LN, PAYSON, AZ 85541-3044

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22607 N VIA DE LA CABALLA, SUN CITY WEST, AZ 85375-2215

Mortgage

Document Number0000009629
DateNov 03, 2023
Instrument2023-009629
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address510 W SADDLE LN, PAYSON, AZ 85541-3044
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001715
DateFeb 08, 2021
Instrument2021-001715
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionGILA AZ
Recording DateFeb 18, 2022
Property Address510 W SADDLE LN, PAYSON, AZ 85541-3044
Document Number0000002382
Map ReferenceMAP 348&349
Instrument DateFeb 18, 2022
Instrument2022-002382
Transaction TypeTransfer
Record UpdatedMar 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 W SADDLE LN, 510, PAYSON, AZ 85541-3044

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$9,781 (+27.04%) Land $5,135 Building $4,646$97,815 (+27.04%) Land $51,352 Building $46,463
2025$683.00 (+7.9%)
2024$7,699 (+9.58%) Land $2,969 Building $4,730$76,993 (+9.58%) Land $29,691 Building $47,302
2023$633.00 (+3.43%)$7,026 Land $3,080 Building $3,946
2022$612.00$70,263 Land $30,802 Building $39,461

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 66% of Arizona
Wildfire LikelihoodAbout 1 in 326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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