510 W Locust St, Ontario, CA 91762 Property Records

San Bernardino County property record for 510 W Locust St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,307 sqft · built 1954
Lot Size	0.445 acres (19,370 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (May 2023)
Tax Bill	$8,887 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1050-031-30-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-031-30-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,307 sqft Living Area
1st Floor Area	2,307 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,370 sqft (0.445 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 W LOCUST ST
City	ONTARIO
State	CA
Zip	91762-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2488 LOT 16 BLOCK A
Legal Subdivision	TRACT NO. 2488
Legal Tract	2488
Legal Block	A
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1011
Census Tract	1707

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 W LOCUST ST, ONTARIO, CA 91762-5728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 5, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	2023106280
Prior Transfer Date	Sep 22, 2006
Prior Transfer Doc	0000677988
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 3, 2023
Property Address	510 W LOCUST ST, ONTARIO, CA 91762-5728
Document Number	0000106280
Map Reference	MB 35 PG 46
Instrument Date	Apr 27, 2023
Instrument	2023-0106280
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W LOCUST ST, ONTARIO, CA 91762-5728

Mortgage

Document Number	0000106281
Date	May 3, 2023
Instrument	2023-0106281

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	510 W LOCUST ST, ONTARIO, CA 91762-5728
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182653
Date	Jun 5, 2019
Instrument	2019-0182653

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,048 (+2%) Land $291,567 Building $541,481
2025	$8,887.00 (+65.65%) Homeowner's exemption	$816,714 (+65.34%) Land $285,850 Building $530,864
2023	$5,365.00 (+1.32%)	$493,963 Land $135,402 Building $358,561
2022	$5,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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