510 University Ave, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 510 University Ave, Ithaca, NY 14850

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,828 sqft · built 1920
Lot Size	0.123 acres (5,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,720 (Mar 2022)
Tax Bill	$8,909 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500700 32.-1-2`

Property Details

APN / Parcel Number

Primary APN	`500700 32.-1-2`
Alternative APN	`070003200000010020000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,828 sqft Total Area
1st Floor Area	845 sqft
2nd Floor Area	983 sqft
Basement Area	718 sqft
Finished Basement	718 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	5,360 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 UNIVERSITY AVE
City	ITHACA
State	NY
Zip	14850-3828
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3A
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1004
Census Tract	700

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1054 CAYUGA HEIGHTS RD, ITHACA, NY 14850-1022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS COMMUNITY BANK
Mar 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Jun 16, 2003 · Amount on Record
Deed Document Number	20223117
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	510 UNIVERSITY AVE, ITHACA, NY 14850-3828
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002609
Date	Dec 22, 2025
Instrument	2025-12609

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2031
Index	Other
Margin	3

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Mar 23, 2022
Property Address	510 UNIVERSITY AVE, ITHACA, NY 14850-3828
Document Number	0000003117
Instrument Date	Mar 21, 2022
Instrument	2022-03117
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1054 CAYUGA HEIGHTS RD, ITHACA, NY 14850-1022

Mortgage

Document Number	0000003118
Date	Mar 23, 2022
Instrument	2022-03118

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Apr 1, 2027
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,909.00 (-37.49%)
2025	$14,253.00 (+184.26%)	$432,000 (-) Land $49,000 Building $383,000	$432,000 (-) Land $49,000 Building $383,000
2023		$432,000 Land $49,000 Building $383,000	$432,000 Land $49,000 Building $383,000
2020	$5,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Fiberspark, T-Mobile.

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