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510 Twelvth St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 510 Twelvth St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,965 sqft · built 2025
Lot Size0.71 acres (30,927 sqft)
Owner2 Individual Names on File
Last Sale$990,000 (Sep 2018)
Tax Bill$15,358 (2025)
Deeds & MortgagesSep 2018 Sale & Construction Loan
Dec 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN145900-0575

Property Details

APN / Parcel Number

Primary APN145900-0575

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,965 sqft Living Area
Gross Area6,318 sqft
1st Floor Area3,733 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area30,927 sqft (0.71 acres)
Lot Dimensions245 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,353 sqft

Exterior Amenities

Pool Area480 sqft
PorchFinished/Open Porch
Porch Area328 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address510 TWELVTH ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-28 PACETTI SUBD NORTH BEACH UNNUMBERED LOT IN SW CORNER OF BLK 57 & BAY ST (VACATED IN OR200/133) OR4615/1706
Legal Range30E
Legal Township06S
Legal Section44
Legal SubdivisionNORTH BEACH
Legal Block57
Legal Lot NumberS2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2002
Census Tract20603

Owner

Source: St. Johns County records · APN 145900-0575

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address408 15TH AVE S, JACKSONVILLE BEACH, FL 32250-4921
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2018Warranty Deed, Transfer · Construction Mortgage
KAREN A & MARK C GOMBERT
Dec 12, 2017Warranty Deed, Transfer · ARM
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Document Number201868873
Deed Book / Page4615 / 1706
Prior Transfer DateApr 28, 2005
Prior Transfer Doc0024260779
Record UpdatedJun 08, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 24, 2018
Property Address510 TWELVTH ST, SAINT AUGUSTINE, FL 32084-1462
Document Number0046151706
Book / Page004615 / 001706
Instrument DateSep 21, 2018
Instrument68873
Transaction TypeTransfer
Record UpdatedOct 04, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,930.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address510 12TH ST ST AUGUSTINE FL 320841462, ST AUGUSTINE, FL 32084-1462

Mortgage

Document Number46151708
DateSep 24, 2018
Book Page004615/001708
Instrument68874
Lender
NameKAREN A & MARK C GOMBERT
Address500 COUNTY ROAD 13A S, ELKTON, FL 32033-2548
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 23, 2019
Interest
Rate5%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 12, 2017
Property Address510 TWELVTH ST, SAINT AUGUSTINE, FL 32084-1462
Document Number0044741896
Book / Page4474 / 1896
Instrument DateDec 08, 2017
Instrument2017083676
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number2017083677
DateDec 12, 2017
Instrument2017083677
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJan 01, 2023
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change6%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,364,045 (+89.12%)$2,524,535 (+101.96%) Land $1,250,000 Building $1,274,535
2025$15,358.00 (+16.52%)$1,250,000 (+4.17%)$1,250,000 (+4.17%) Land $1,250,000
2024$13,181.00 (+14.09%)$1,200,000 (+22.76%)$1,200,000 (+22.76%) Land $1,200,000
2023$11,553.00 (+4.26%)$977,500 (+0.03%)$977,500 (+0.03%) Land $977,500
2022$11,081.00$977,200$977,200 Land $977,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 504 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies648 units insured (144 under condo master policies)
381 of 504 individual policies on primary residences
Nearby Flood Claims163 (1999–2023)
Claims Outside the SFHA7 of 163
Most Recent ClaimFeb 2023
Flood Events
  • Hurricane Ian (Sep 2022), 16 claims
  • Hurricane Irma (Sep 2017), 34 claims
  • Hurricane Matthew (Oct 2016), 85 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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