510 Sunset Dr, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 510 Sunset Dr, Oxbow, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,662 sqft · built 1996
Lot Size	0.56 acres (24,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jan 2026)
Tax Bill	$5,046 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`78-0010-01600-000`

Property Details

APN / Parcel Number

Primary APN	`78-0010-01600-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,662 sqft Living Area
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,513 sqft (0.56 acres)
Garage Type	Attached
Garage Area	744 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	510 SUNSET DR
City	OXBOW
State	ND
Zip	58047-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 160 BLOCK: 0 ADDITION: OXBOW COUNTRY CLUB & ESTATES ADDITIONAL: OXBOW COUNTRY CLUB & ESTATES LOT 160
Legal Subdivision	COUNTRY CLUB
Legal Lot Number	160
Jurisdiction	CASS ND
Township / Civil Division	OXBOW
Census Block Group	2
Census Block	2065
Census Tract	40600

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 SUNSET DR, OXBOW, ND 58047-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Jun 13, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan VALLEY PREMIER BANK
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	20261750190
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	510 SUNSET DR, OXBOW, ND 58047-5012
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SUNSET DR, OXBOW, ND 58047-5012

Mortgage

Document Number	0001661278
Date	Mar 23, 2022
Instrument	1661278

Lender

Name	BELL BANK
Type	Bank
Address	WAHPETON, ND 58075

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 17, 2029

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	510 SUNSET DR, OXBOW, ND 58047-5012
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SUNSET DR, OXBOW, ND 58047-5012

Mortgage

Document Number	0001736360
Date	Jun 13, 2025
Instrument	1736360

Lender

Name	VALLEY PREMIER BANK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jan 6, 2026
Property Address	510 SUNSET DR, OXBOW, ND 58047-5012
Document Number	0001750190
Instrument Date	Jan 5, 2026
Instrument	1750190
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	510 SUNSET DR, OXBOW, ND 58047-5012

Mortgage

Document Number	0001750191
Date	Jan 6, 2026
Instrument	1750191

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Oxbow City
Unified School District	Kindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,046.00 (+13.52%)	$212,850 (+13.19%) Land $32,950 Building $179,900	$425,700 (+13.19%) Land $65,900 Building $359,800
2024	$4,445.00 (+4.51%)	$188,050 (+1.68%) Land $19,800 Building $168,250	$376,100 (+1.68%) Land $39,600 Building $336,500
2023	$4,253.00	$184,950 Land $19,800 Building $165,150	$369,900 Land $39,600 Building $330,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	195 (1978–2013)
Claims Outside the SFHA	42 of 195
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 51 claims Severe Storms And Flooding, Jun 2009 · 68 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXBOW serves 305 people · EPA ID ND0901363
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20

May also be available: MLGC.

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