Durham County property record for 510 Spruce St, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,573 sqft · built 1956 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,500 (Jul 2017) |
| Tax Bill | $4,343 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0831-55-6616 |
| Primary APN | 0831-55-6616 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Heated Area |
| 1st Floor Area | 928 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 510 SPRUCE ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5(2) |
| Legal Description | PROP-WRIGHT R H/LT#25 EAST DURHAM/HD PL:00003B-000149 |
| Legal Subdivision | PROP-WRIGHT R H |
| Legal Lot Number | 25 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Durham Historic District listed 2004 · 731 contributing resources · NRIS 04001393 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
510 Spruce St is owned and occupied by an individual who bought it in July 2017.
Source: Durham County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 SPRUCE ST, DURHAM, NC 27703-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 2, 2021 | Intrafamily Transfer, Transfer |
| Jul 5, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on File |
| Deed Sale | Jul 5, 2017 · Amount on File |
| Prior Sale | Sep 22, 2016 · Amount on File |
| Deed Document Number | 201723187 |
| Deed Book / Page | 8221 / 320 |
| Prior Transfer Date | Mar 27, 2007 |
| Prior Transfer Doc | 0055580115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 510 SPRUCE ST, DURHAM, NC 27703-2038 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0094840669 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 9484/669 |
| Instrument | 2021050625 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 2, 2021 |
| Property Address | 510 SPRUCE ST, DURHAM, NC 27703-2038 |
| Document Number | 0094150413 |
| Book / Page | 9415 / 413 |
| Map Reference | MB 3B PG 149 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021038867 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 JONATHAN LN, 9, SANDWICH, MA 02563-2104 |
| Name | Verified Name |
|---|---|
| Address | 510 SPRUCE ST, DURHAM, NC 27703-2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 5, 2017 |
| Property Address | 510 SPRUCE ST, DURHAM, NC 27703-2038 |
| Document Number | 0082210320 |
| Book / Page | 8221 / 320 |
| Map Reference | MB 3B PG 149 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2017023187 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 ELLIS RD, 917, DURHAM, NC 27703-6020 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 510 SPRUCE ST, DURHAM, NC 27703-2038 |
| Document Number | 0082210322 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 8221/322 |
| Instrument | 2017023188 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 510 Spruce St was $4,343, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,343.00 (+2.53%) | $427,404 (-) Land $108,000 Building $319,404 | $427,404 (-) Land $108,000 Building $319,404 |
| 2025 | $4,236.00 | $427,404 Land $108,000 Building $319,404 | $427,404 Land $108,000 Building $319,404 |
| 2023 | $4,584.00 (+34.7%) | $349,935 Land $26,977 Building $322,958 | $349,935 Land $26,977 Building $322,958 |
| 2022 | $3,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures