DuPage County property record for 510 Spring Ave, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,743 sqft · built 1981 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $252,500 (May 2017) |
| Tax Bill | $6,492 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-220-012 |
| Primary APN | 07-13-220-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,743 sqft Living Area |
| Gross Area | 2,589 sqft |
| 1st Floor Area | 846 sqft |
| 2nd Floor Area | 897 sqft |
| Basement Area | 846 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 18 ft deep x 2.6 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 510 SPRING AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RICHMOND RESUB /EX PRT LYG W OF A LN DRAWN FROM A T ON N LN 26.68 FT E NW COR TO A PT ON S LN 26.33 FT E SW COR/ |
| Legal Subdivision | RICHMOND RESUB |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Legal Unit | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 510 SPRING AVE, NAPERVILLE, IL 60540-4452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 11, 2017 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2005 · Amount on Record |
| Deed Document Number | 201746100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 510 SPRING AVE, NAPERVILLE, IL 60540-4452 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000067823 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | R2021-067823 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 11, 2017 |
| Property Address | 510 SPRING AVE, NAPERVILLE, IL 60540-4452 |
| Document Number | 0000046100 |
| Map Reference | DOC16175 |
| Instrument Date | Apr 24, 2017 |
| Instrument | R2017-046100 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,136.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 SPRING AVE, NAPERVILLE, IL 60540-4452 |
| Document Number | 0000046101 |
|---|---|
| Date | May 11, 2017 |
| Instrument | R2017-046101 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,492.00 (+19.51%) | $119,343 (+32.49%) Land $57,511 Building $61,832 | $358,029 (+32.49%) Land $172,533 Building $185,496 |
| 2022 | $5,432.00 Homeowner's exemption | $90,080 Land $43,170 Building $46,910 | $270,240 Land $129,510 Building $140,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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