510 Sisters Ferry Rd, Springfield, GA 31329 Property Records

Effingham County property record for 510 Sisters Ferry Rd, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,452 sqft · built 1900
Lot Size	5.64 acres (245,678 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2026)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Oct 2016 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03860-043-000`

Property Details

APN / Parcel Number

Primary APN	`03860-043-000`
Alternative APNs	`00740047000` `03860043` `11169`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,452 sqft Heated Area
Utility Area	144 sqft
Utility Room	Utility Room
Flooring	Concrete/Cement
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	245,678 sqft (5.64 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Patio
Porch Area	200 sqft

Location & Zoning

Account Number	11169
Street Address	510 SISTERS FERRY RD
City	SPRINGFIELD
State	GA
Zip	31329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.22 AC (SPLT 386-43A)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1035
Census Tract	30206

Owner

510 Sisters Ferry Rd is owned by two individuals who bought it in May 2026.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	583 SISTERS FERRY RD, CLYO, GA 31303-3514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2016	Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK
May 1, 2026	Deed of Trust · Commercial Mortgage BANK OF NEWINGTON
May 1, 2026	Limited Warranty Deed, Transfer · Commercial Mortgage BANK OF NEWINGTON
May 5, 2026	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	May 1, 2026 · Amount on File
Deed Document Number	20263926
Deed Book / Page	3041 / 938
Prior Transfer Date	Aug 1, 2016
Prior Transfer Doc	0000002006
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	510 SISTERS FERRY RD, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002373/602
Date	Oct 25, 2016
Book Page	2373/602
Instrument	009076

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2021

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	May 1, 2026
Property Address	510 SISTERS FERRY RD, CLYO, GA 31303-3523
Document Number	0000003041/0000000176
Book / Page	3041 / 176
Instrument Date	May 1, 2026
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SISTERS FERRY RD, CLYO, GA 31303-3523

Mortgage

Document Number	3041000176,
Date	May 1, 2026
Book Page	3041/176

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 1, 2026
Property Address	510 SISTERS FERRY RD, CLYO, GA 31303-3523
Document Number	0000003898
Book / Page	3041 / 174
Instrument Date	May 1, 2026
Instrument	20263898
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 SISTERS FERRY RD, CLYO, GA 31303-3514

Mortgage

Document Number	0000003041/0000000176,
Date	May 1, 2026
Book Page	3041/176

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 5, 2026
Property Address	510 SISTERS FERRY RD, CLYO, GA 31303-3523
Document Number	0000003926
Book / Page	3041 / 938
Instrument Date	May 1, 2026
Instrument	20263926
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 SISTERS FERRY RD, CLYO, GA 31303-3514

Mortgage

Document Number	3041000941,
Date	May 5, 2026
Book Page	3041/941

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 510 Sisters Ferry Rd was $2,346, up 43.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,283 (-) Land $27,426 Building $34,857	$155,707 (-) Land $68,564 Building $87,143
2025	$2,346.00 (+43.84%)	$62,283 (+46.15%) Land $27,426 Building $34,857	$155,707 (+46.14%) Land $68,564 Building $87,143
2024	$1,631.00 (+12.56%)	$42,617 (+20.79%) Land $11,983 Building $30,634	$106,544 (+20.79%) Land $29,958 Building $76,586
2023	$1,449.00 (+0.56%)	$35,282 (+6.63%) Land $11,983 Building $23,299	$88,206 (+6.63%) Land $29,958 Building $58,248
2022	$1,441.00	$33,089 Land $9,790 Building $23,299	$82,722 Land $24,474 Building $58,248

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 510 Sisters Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Sisters Ferry Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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