Polk County property record for 510 Sidney Cir, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,279 sqft · built 1984 |
| Lot Size | 0.147 acres (6,399 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Mar 2022) |
| Tax Bill | $1,792 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-25-354550-016100 |
| Primary APN | 25-28-25-354550-016100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| Gross Area | 1,604 sqft |
| 1st Floor Area | 1,279 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,399 sqft (0.147 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Street Address | 510 SIDNEY CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | JAN PHYL VILLAGE UNIT NO 17 PB 63 PG 23 BLK P LOT 10 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | JAN PHYL VILLAGE UNIT 17 |
| Legal Tract | 354550 |
| Legal Block | P |
| Legal Lot Number | 10 |
| Legal Unit | 17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 13802 |
510 Sidney Cir is owned and occupied by an individual who bought it in March 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 SIDNEY CIR, WINTER HAVEN, FL 33880-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Deed Document Number | 202265398 |
| Deed Book / Page | 12155 / 970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 510 SIDNEY CIR, WINTER HAVEN, FL 33880-1444 |
| Document Number | 0000182548 |
| Book / Page | 14095 / 1138 |
| Instrument Date | Jul 19, 2026 |
| Instrument | 2026182548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 510 SIDNEY CIR, WINTER HAVEN, FL 33880-1444 |
| Document Number | 0000182548, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 14095/1138 |
| Instrument | 2026182548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 510 SIDNEY CIR, WINTER HAVEN, FL 33880-1444 |
| Document Number | 0000065398 |
| Book / Page | 12155 / 970 |
| Map Reference | MB 63 PG 23 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022065398 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7615 REFLECTIONS LAKE DR, 7615, LAKELAND, FL 33813-5609 |
| Name | Verified Name |
|---|---|
| Address | 510 SIDNEY CIR, WINTER HAVEN, FL 33880-1444 |
| Document Number | 0012155972 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 12155/972 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 510 Sidney Cir was $1,792 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,387 (-1.88%) Land $14,500 Building $165,887 | $180,387 (-1.88%) Land $14,500 Building $165,887 | |
| 2025 | $1,792.00 Homeowner's exemption | $183,849 Land $14,500 Building $169,349 | $183,849 Land $14,500 Building $169,349 |
| 2023 | $2,329.00 (+10.9%) Homeowner's exemption | $183,568 (+9.55%) Land $14,000 Building $169,568 | $183,568 (+9.55%) Land $14,000 Building $169,568 |
| 2022 | $2,100.00 | $167,569 Land $11,500 Building $156,069 | $167,569 Land $11,500 Building $156,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Sidney Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Sidney Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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