McMinn County property record for 510 Shell St, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1950 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,500 (Sep 2020) |
| Tax Bill | $803 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054057I B 06000 |
| Primary APN | 054057I B 06000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 95 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 510 SHELL ST |
|---|---|
| City | ATHENS |
| State | TN |
| Zip | 37303-3852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03 03 054N D 054N 00700 000, COUNTY AREA: D01 |
| Legal Subdivision | PARK WILSON 3 |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970401 |
Source: McMinn County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 510 SHELL ST, ATHENS, TN 37303-3852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 30, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 2020218214 |
| Deed Book / Page | 22I / 496 |
| Prior Transfer Date | Jan 15, 2020 |
| Prior Transfer Doc | 000022G444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Sep 16, 2020 |
| Property Address | 510 SHELL ST, ATHENS, TN 37303-3852 |
| Document Number | 000022I496 |
| Book / Page | 22I / 496 |
| Map Reference | MB 2 PG 101 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 218214 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | RADIANT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 510 SHELL ST, ATHENS, TN 37303-3852 |
| Document Number | 0000218215 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 218215 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jul 14, 2020 |
| Property Address | 510 SHELL ST, ATHENS, TN 37303-3852 |
| Document Number | 22G444 |
| Book / Page | 00022G / 000444 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 216497 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 SHELL ST ATHENS TN 373033852, ATHENS, TN 37303-3852 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 30, 2018 |
| Property Address | 510 SHELL ST, ATHENS, TN 37303-3852 |
| Document Number | 000021L272 |
| Book / Page | 21L / 272 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 197405 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 SHELL ST, ATHENS, TN 37303-3852 |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803.00 | $38,400 (-) Land $3,800 Building $34,600 | |
| 2024 | $803.00 | $38,400 (-) Land $3,800 Building $34,600 | |
| 2023 | $803.00 (+12.62%) | $38,400 (+55.78%) Land $3,800 Building $34,600 | $153,600 (+55.78%) Land $15,200 Building $138,400 |
| 2022 | $713.00 | $24,650 Land $3,500 Building $21,150 | $98,600 Land $14,000 Building $84,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1994–2003) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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