Watauga County property record for 510 Seven Devils Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,403 sqft · built 2002 |
| Lot Size | 4.46 acres (194,278 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,490 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1878-34-6910-000 |
| Primary APN | 1878-34-6910-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,403 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 194,278 sqft (4.46 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 98 sqft |
| Patio Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1022615 |
|---|---|
| Street Address | 510 SEVEN DEVILS RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | T-1 2 P014/165 |
| Legal Tract | 1 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920900 |
510 Seven Devils Rd is owned and occupied by two individuals.
Source: Watauga County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 SEVEN DEVILS RD, BANNER ELK, NC 28604-9152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 6, 2019 | Deed of Trust, Mortgage · Line of Credit HIGHLANDS UNION BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 510 SEVEN DEVILS RD, BANNER ELK, NC 28604-9152 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 510 SEVEN DEVILS RD, BANNER ELK, NC 28604-9152 |
| Document Number | 0022640876 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 2264/876 |
| Instrument | 718574 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BOONE, NC 28607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 510 SEVEN DEVILS RD, BANNER ELK, NC 28604-9152 |
| Document Number | 0020170133 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 510 SEVEN DEVILS RD BANNER ELK NC 286049152, BANNER ELK, NC 28604-9152 |
| Document Number | 0020170133 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 002017/000133 |
| Instrument | 676979 |
| Name | HIGHLANDS UNION BK |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 510 Seven Devils Rd was $2,490.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $645,400 (-) Land $69,900 Building $575,500 | ||
| 2025 | $2,490.00 | $645,400 Land $69,900 Building $575,500 | |
| 2024 | $645,400 Land $69,900 Building $575,500 | ||
| 2023 | $645,400 Land $69,900 Building $575,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Seven Devils Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 15 condo units |
| Nearby Flood Claims | 30 (1994–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Seven Devils Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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