510 Second St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 510 Second St, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1910
Lot Size	0.07 acres (3,032 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Apr 2024)
Tax Bill	$6,806 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-06352510`

Property Details

APN / Parcel Number

Primary APN	`06-000-06352510`
Alternative APNs	`6-000-06352510` `00006352510`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,032 sqft (0.07 acres)
Porch	Open Porch
Porch Area	108 sqft
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00006352510
Street Address	510 SECOND ST
City	ANNAPOLIS
State	MD
Zip	21403-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 97 EASTPORT
Legal Subdivision	EASTPORT
Legal Block	3
Legal Lot Number	97
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3022
Census Tract	706302

Owner

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1410 FOREST DR, 35, ANNAPOLIS, MD 21403-1446
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC UNION BK
Apr 3, 2024	Deed, Transfer · Line of Credit SANDY SPRING BANK
Jan 19, 2022	Intrafamily Transfer, Transfer
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARUNDEL FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Jun 14, 1988 · Amount on Record
Deed Book / Page	40340 / 140
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	0382350249
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 13, 2026
Property Address	510 SECOND ST, ANNAPOLIS, MD 21403-3330
Document Number	4225000320
Book / Page	42259 / 320
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7 E LAKE DR, ANNAPOLIS, MD 21403-4412

Mortgage

Document Number	4225000320,
Date	Apr 13, 2026
Book Page	42259/320

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 3, 2024
Property Address	510 SECOND ST, ANNAPOLIS, MD 21403-3330
Document Number	0403400140
Book / Page	40340 / 140
Map Reference	MB 11 FO 31
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	NOT AVAILABLE, BRILLIANT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 FOREST DR STE 35, 35, ANNAPOLIS, MD 21403-1446

Mortgage

Document Number	0040340146
Date	Apr 3, 2024
Instrument	40340/146

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 19, 2022
Property Address	510 SECOND ST, ANNAPOLIS, MD 21403-3330
Document Number	0382350249
Book / Page	38235 / 249
Map Reference	MB 11 FO 31
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	510 SECOND ST, ANNAPOLIS, MD 21403-3330

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	510 SECOND ST, ANNAPOLIS, MD 21403-3330
Document Number	0311350001
Book / Page	031135 / 000001
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SECOND ST ANNAPOLIS MD 214033330, ANNAPOLIS, MD 21403-3330

Mortgage

Document Number	0311350001
Date	Jul 10, 2017
Book Page	031135/000001

Lender

Name	ARUNDEL FSB
Type	Federal Savings Bank
Address	GLEN BURNIE, MD 21061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,000 (-) Land $475,000	$475,000 (-) Land $475,000
2025	$6,806.00 (-24.18%)	$475,000 (-16.24%) Land $475,000	$475,000 (-16.24%) Land $475,000
2024	$8,977.00 (+46.13%)
2023	$6,143.00 Homeowner's exemption	$567,100 Land $495,000 Building $72,100	$567,100 Land $495,000 Building $72,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured incl. 91 condo units
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 40 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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