510 S Spruce St, Buffalo, MO 65622 Property Records

Dallas County property record for 510 S Spruce St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,304 sqft · built 1945
Lot Size	0.199 acres (8,656 sqft)
Owner	Individual Name on Record
Last Sale	$18,800 (Jun 2006)
Tax Bill	$297 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-26-002-010-003.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-26-002-010-003.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Base Area
1st Floor Area	1,304 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,656 sqft (0.199 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Utility Building	96 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	510 S SPRUCE ST
City	BUFFALO
State	MO
Zip	65622-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 33-35 BLOCK 3 JOHNSON ADDITION; LOT SIZE: 75' X 115.41'
Legal Range	20W
Legal Township	34N
Legal Section	26
Legal Subdivision	JOHNSON ADDITION
Legal Block	3
Legal Lot Number	33-35
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	4
Census Block	4035
Census Tract	480200

Owner

Source: Dallas County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
May 16, 2019	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Apr 2, 2020	Beneficiary Deed, Transfer
Apr 2, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2006 · Amount on Record
Deed Sale	Jun 8, 2006 · Amount on Record
Deed Document Number	200662196
Deed Book / Page	329 / 1117
Last Transfer Date	Apr 2, 2020
Transfer Doc	002020/711
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577

Mortgage

Document Number	2021/2446
Date	Aug 23, 2021
Book Page	2021/2446
Instrument	202102446

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2046

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/0999
Date	May 16, 2019
Book Page	2019/0999
Instrument	201900999

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

April 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DALLAS MO
Recording Date	Apr 2, 2020
Property Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577
Document Number	002020/712
Book / Page	2020 / 712
Instrument Date	Apr 2, 2020
Instrument	202000712
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Apr 2, 2020
Property Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577
Document Number	002020/711
Book / Page	2020 / 711
Instrument Date	Apr 2, 2020
Instrument	202000711
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S SPRUCE ST, BUFFALO, MO 65622-8577

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00 (+10.82%)	$6,690 (+10.4%)	$35,200 (+10.34%) Land $7,100 Building $28,100
2023	$268.00	$6,060	$31,900 Land $5,900 Building $26,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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