510 S Prospect Ave, Champaign, IL 61820 Property Records

Champaign County property record for 510 S Prospect Ave, Champaign, IL 61820 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 930 sqft · built 1937
Lot Size0.167 acres (7,289 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Oct 2018)
Tax Bill$4,717 (2024)
Deeds & MortgagesNov 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43-20-13-103-010

Property Details

APN / Parcel Number

Primary APN43-20-13-103-010

Interior

Full Baths2 Baths
Stories1 Story
Building Area930 sqft Building Perimeter
1st Floor Area930 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialBrick Veneer
Roof MaterialOther
Lot Area7,289 sqft (0.167 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area160 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address510 S PROSPECT AVE
CityCHAMPAIGN
StateIL
Zip61820-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 8, PT 9 BLOCK 4 CLARKS, J.G., SUB
Legal Range08E
Legal Township19N
Legal Section13
Legal SubdivisionCLARKS, J.G., SUB
Legal Block4
Legal Lot Number10
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3007
Census Tract500

Owner

Source: Champaign County records · APN 43-20-13-103-010

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address510 S PROSPECT AVE, CHAMPAIGN, IL 61820-5044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FSB OF CHAMPAIGN URBANA
Oct 22, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2018 · Amount on Record
Deed SaleOct 22, 2018 · Amount on Record
Deed Document Number201818139
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address510 S PROSPECT AVE, CHAMPAIGN, IL 61820-5044
Transaction TypeMortgage
Record UpdatedDec 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028002
DateNov 30, 2021
Instrument2021R28002
Lender
NameFIRST FSB OF CHAMPAIGN URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 22, 2018
Property Address510 S PROSPECT AVE, CHAMPAIGN, IL 61820-5044
Document Number0000018139
Instrument DateAug 01, 2018
Instrument18139
Transaction TypeTransfer
Record UpdatedNov 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$193.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 S PROSPECT AVE CHAMPAIGN IL 618205044, CHAMPAIGN, IL 61820-5044

Mortgage

Document Number18140
DateOct 22, 2018
Instrument18140
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$67,430 (+33.52%) Land $17,860 Building $49,570$202,290 (+33.52%) Land $53,580 Building $148,710
2024$4,717.00 (+15.27%)
2022$4,092.00 Homeowner's exemption$50,500 Land $13,380 Building $37,120$151,500 Land $40,140 Building $111,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190005003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims14 (1979–2012)
Claims Outside the SFHA5 of 14
Most Recent ClaimMay 2012, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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