Polk County property record for 510 S Main St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,603 sqft · built 1920 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2018) |
| Tax Bill | $3,240 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BD-03601 |
| Primary APN | 08428-BD-03601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,603 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| View / Lot | Traffic |
| Garage Area | 567 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 128 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Account Number | 568563 |
|---|---|
| Street Address | 510 S MAIN ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUPC |
| Legal Description | HILLS ADDITION LOT 1 BLOCK 1 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILLS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20305 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
510 S Main St is owned and occupied by an individual who acquired it in December 2025.
Source: Polk County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 S MAIN ST, INDEPENDENCE, OR 97351-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Intrafamily Transfer, Transfer |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on File |
| Deed Sale | Nov 15, 2018 · Amount on File |
| Prior Sale | Sep 6, 2005 · Amount on File |
| Deed Document Number | 201813291 |
| Last Transfer Date | Dec 22, 2025 |
| Transfer Doc | 0000000191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jan 9, 2026 |
| Property Address | 510 S MAIN ST, INDEPENDENCE, OR 97351-2420 |
| Document Number | 0000000191 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026-000191 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 922 OLIVE WAY E, MONMOUTH, OR 97361-1236 |
| Name | Verified Name |
|---|---|
| Address | 510 S MAIN ST, INDEPENDENCE, OR 97351-2420 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 510 S MAIN ST, INDEPENDENCE, OR 97351-2420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000000291 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-000291 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 510 S Main St was $3,240, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,870 (+3%) Land $71,510 Building $111,360 | $398,450 (-4.51%) Land $150,000 Building $248,450 | |
| 2025 | $3,240.00 (+3.78%) | $177,550 (+3%) Land $69,420 Building $108,130 | $417,260 (+4.13%) Land $149,300 Building $267,960 |
| 2024 | $3,122.00 (-2.5%) | $172,380 (+3%) Land $67,400 Building $104,980 | $400,710 (-1.47%) Land $137,000 Building $263,710 |
| 2023 | $3,202.00 (+8.95%) | $167,360 (+3%) Land $65,430 Building $101,930 | $406,700 (+5.86%) Land $138,200 Building $268,500 |
| 2022 | $2,939.00 | $162,490 Land $63,520 Building $98,970 | $384,170 Land $117,500 Building $266,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
May also be available: CenturyLink, Hunter Communications, Verizon.
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