Kalkaska County property record for 510 S Cherry St, Kalkaska, MI 49646
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,808 sqft · built 1859 |
| Lot Size | 0.428 acres (18,684 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,126 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2018 Mortgage + 1 more |
| APN | 041-324-014-00 |
| Primary APN | 041-324-014-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1859 |
|---|---|
| Effective Year Built | Effective 1859 |
| Lot Area | 18,684 sqft (0.428 acres) |
| Garage Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 510 S CHERRY ST |
|---|---|
| City | KALKASKA |
| State | MI |
| Zip | 49646-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 & 15 BLK 4 VILL OF KALKASKA SEC 17 T27N-R7W |
| Legal Range | 07W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | VILL OF KALKASKA |
| Legal Block | 4 |
| Legal Lot Number | 14-15 |
| Jurisdiction | KALKASKA MI |
| Township / Civil Division | KALKASKA |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 950300 |
510 S Cherry St is owned and occupied by two individuals.
Source: Kalkaska County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 S CHERRY ST, KALKASKA, MI 49646-5110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HONOR BANK |
| Dec 4, 2018 | Deed of Trust, Mortgage HONOR STATE BANK |
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HONOR STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 510 S CHERRY ST, KALKASKA, MI 49646-5110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003171414 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 3171414 |
| Name | HONOR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 510 S CHERRY ST, KALKASKA, MI 49646-5110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000003143324 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 000003143324 |
| Name | HONOR STATE BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 510 S CHERRY ST, KALKASKA, MI 49646-5110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3154441 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 3154441 |
| Name | HONOR STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 510 S Cherry St was $1,126 with a homeowner's exemption, up 1% from the year before.
Source: Kalkaska County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalkaska County |
| County Subdivision | Kalkaska Township |
| Municipality | Kalkaska Village |
| Unified School District | Kalkaska Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,200 (+8.73%) | $174,400 (+8.73%) | |
| 2025 | $1,126.00 (+0.99%) Homeowner's exemption | $80,200 | $160,400 |
| 2024 | $1,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 510 S Cherry St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 510 S Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF KALKASKA serves 2,020 people · EPA ID MI0003560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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