510 S Ave O, Clifton, TX 76634 Property Records

Bosque County property record for 510 S Ave O, Clifton, TX 76634

Property Summary

Property TypeSingle Family Home
Details2,559 sqft · built 1965
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$152,500 (Feb 2021)
Tax Bill$3,776 (2026)
Deeds & MortgagesJun 2026 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN96000000J00300

Property Details

APN / Parcel Number

Primary APN96000000J00300
Alternative APN
  • R00041

Interior

Building Area2,559 sqft Total Area
1st Floor Area2,559 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions125 ft deep x 150 ft wide
Garage Area784 sqft

Location & Zoning

Street Address510 S AVENUE O
CityCLIFTON
StateTX
Zip76634-1953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN J NELSON BLOCK J LOT 3
Legal SubdivisionN JACOB NELSON ADDITION
Legal BlockJ
Legal Lot Number3
JurisdictionBOSQUE TX
Township / Civil DivisionCLIFTON
Census Block Group3
Census Block3022
Census Tract950500

Owner

510 S Ave O is owned and occupied by two individuals who bought it in February 2021.

Source: Bosque County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address510 S AVENUE O, CLIFTON, TX 76634-1953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Oct 8, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 22, 2021Vendor's Lien, Transfer · FHA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2021 · Amount on File
Deed SaleFeb 22, 2021 · Amount on File
Prior SaleAug 1, 2012
Deed Document Number2021578
Prior Transfer DateApr 27, 2012
Prior Transfer Doc0000843453
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOSQUE TX
Recording DateJun 29, 2026
Property Address510 S AVENUE O, CLIFTON, TX 76634-1953
Document Number0000002147
Instrument DateJun 29, 2026
Instrument20262147
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 S AVENUE O, CLIFTON, TX 76634-1953

Mortgage

Document Number0000002147,
DateJun 29, 2026
Instrument20262147
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term297 Months
DueMar 1, 2051
Interest
Rate6.53%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOSQUE TX
Property Address510 S AVENUE O, CLIFTON, TX 76634-1953
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 S AVENUE O, CLIFTON, TX 76634-1953

Mortgage

Document Number0202503276
DateOct 8, 2025
Instrument2025-03276
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressRECTORTOWN, VA 20140
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term305 Months
DueMar 1, 2051

February 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBOSQUE TX
Recording DateFeb 22, 2021
Property Address510 S AVENUE O, CLIFTON, TX 76634-1953
Document Number0202100578
Map ReferenceVOL 89 PG 427
Instrument DateFeb 8, 2021
Instrument2021-00578
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4753 FM 219, CLIFTON, TX 76634-3628

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 S AVENUE O, CLIFTON, TX 76634-1953

Mortgage

Document Number0202100581
DateFeb 22, 2021
Instrument2021-00581
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 510 S Ave O was $3,776 with a homeowner's exemption, up 48% from the year before.

Source: Bosque County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBosque County
MunicipalityClifton City
Unified School DistrictClifton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,776.00 (+47.96%) Homeowner's exemption$237,697 (+3.35%) Land $40,192 Building $197,505$237,697 (+3.35%) Land $40,192 Building $197,505
2025$2,552.00 Homeowner's exemption$230,000 Land $40,192 Building $189,808$230,000 Land $40,192 Building $189,808
2023$215,312 Land $36,443 Building $178,869$215,312 Land $36,443 Building $178,869
2022$6,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 S Ave O in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 S Ave O is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLIFTON
serves 3,442 people · EPA ID TX0180001
Water SourceSurface water
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pathway Com-Tel
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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