510 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 510 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1946
Lot Size	0.142 acres (6,167 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2024)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-06102`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-06102`
Alternative APNs	`08428BC11400` `582634` `366171`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
Gross Area	1,187 sqft
1st Floor Area	1,131 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,167 sqft (0.142 acres)
Garage Area	672 sqft
Parking Spaces	8 Parking Spaces
Porch	Enclosed Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	582634
Street Address	510 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SOUTH ASH CREEK TOWNHOMES LOT 1
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	SOUTH ASH CREEK TOWNHOMES
Legal Block	3
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3038
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

510 S 7th St is owned and occupied by two individuals who bought it in February 2024.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 S 7TH ST, INDEPENDENCE, OR 97351-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 1, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage MEB INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Apr 1, 2022 · Amount on File
Deed Document Number	20241084
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 16, 2024
Property Address	510 S 7TH ST, INDEPENDENCE, OR 97351-1406
Document Number	0000001084
Map Reference	VOL 16 PG 24
Instrument Date	Feb 14, 2024
Instrument	2024-001084
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2024
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	510 S 7TH ST, INDEPENDENCE, OR 97351-1406

Mortgage

Document Number	0000001085
Date	Feb 16, 2024
Instrument	2024-001085

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 1, 2022
Property Address	510 S 7TH ST, INDEPENDENCE, OR 97351-1406
Document Number	0000004040
Instrument Date	Mar 30, 2022
Instrument	2022-004040
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 NE SNOWCAP DR, TAHUYA, WA 98588-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 LANCASTER DR NE, SALEM, OR 97301-2933
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004041
Date	Apr 1, 2022
Instrument	2022-004041

Lender

Name	MEB INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 31, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 510 S 7th St was $1,903.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,930 (+3%) Land $75,290 Building $64,640	$307,980 (+9.79%) Land $150,000 Building $157,980
2025	$1,903.00	$135,860 Land $73,100 Building $62,760	$280,530 Land $135,000 Building $145,530
2023	$2,348.00 (+8.96%)	$122,730 (+3%) Land $43,090 Building $79,640	$335,080 (+11.98%) Land $149,300 Building $185,780
2022	$2,155.00	$119,160 Land $41,840 Building $77,320	$299,230 Land $130,000 Building $169,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 S 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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