Douglas County property record for 510 S 249th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,448 sqft · built 2012 |
| Lot Size | 0.712 acres (31,050 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,050,000 (Jul 2019) |
| Tax Bill | $16,039 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R2524500314 |
| Primary APN | R2524500314 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| Basement Area | 2,448 sqft |
| Finished Basement | 1,907 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,050 sqft (0.712 acres) |
| Lot Width | 211 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 650 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,037 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500314 |
|---|---|
| Street Address | 510 S 249TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 103 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 103 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
510 S 249th Cir is owner-occupied and held in a trust since May 2022.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRIS FCU |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRIS FCU |
| May 27, 2022 | Intrafamily Transfer, Transfer |
| Jul 19, 2019 | Warranty Deed, Transfer · Line of Credit CHARTER WEST BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 0000054943 |
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 0000054127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000066940 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020066940 |
| Name | CENTRIS FCU |
|---|---|
| Type | Credit Union |
| Address | OMAHA, NE 68137 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035554 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020035554 |
| Name | CENTRIS FCU |
|---|---|
| Type | Credit Union |
| Address | OMAHA, NE 68137 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 1.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 27, 2022 |
| Property Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Document Number | 0000054127 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022054127 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jul 19, 2019 |
| Property Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Document Number | 0000054943 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019054943 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Title Company | AMBASSADOR TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,362.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 510 S 249TH CIR, WATERLOO, NE 68069-4433 |
| Document Number | 0000054944 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019054944 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,302,800 Land $349,900 Building $952,900 | $1,302,800 Land $349,900 Building $952,900 | |
| 2024 | $16,039.00 (-8.94%) | ||
| 2023 | $17,613.00 (-10.09%) | $1,091,800 Land $349,900 Building $741,900 | $1,091,800 Land $349,900 Building $741,900 |
| 2022 | $19,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 S 249th Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 510 S 249th Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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