510 Rte 12A, Surry (Keene), NH 03431 Property Records

Cheshire County and Surry Town property record for 510 Rte 12A, Surry, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,865 sqft · built 1800
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (May 2001)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SURR M:0004B B:000037 L:000000`

Property Details

APN / Parcel Number

Primary APN	`SURR M:0004B B:000037 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,865 sqft Living Area
Gross Area	3,162 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	510 ROUTE 12A
City	SURRY
State	NH
Zip	03431-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	37
Jurisdiction	SURRY TOWN NH
Township / Civil Division	SURRY
Census Block Group	1
Census Block	1038
Census Tract	970100

Owner

Source: Cheshire County and Surry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 ROUTE 12A, SURRY, NH 03431-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2001 · Amount on Record
Deed Sale	May 1, 2001 · Amount on Record
Deed Book / Page	1801 / 22
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY TOWN NH
Property Address	510 ROUTE 12A, SURRY, NH 03431-8124
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3177-1198
Date	Aug 24, 2021
Book Page	3177/1198
Instrument	2109145

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY TOWN NH
Property Address	510 ROUTE 12A, SURRY, NH 03431-8124
Document Number	0030470645
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	LIBERTY TITLE, LIBERTY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 ROUTE 12A SURRY NH 034318124, SURRY, NH 03431-8124

Mortgage

Document Number	0030470645
Date	Nov 19, 2018
Book Page	003047/000645
Instrument	9540

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Surry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Surry Town
Unified School District	Surry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,752.00 (+4.99%)	$282,500 (-) Land $100,300 Building $182,200
2023	$4,526.00 (-0.24%)	$282,500 (-) Land $100,300 Building $182,200
2022	$4,537.00	$282,500 Land $100,300 Building $182,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2013)
Most Recent Claim	Jul 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2013 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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