510 Ridge Rd, Philo, IL 61864 Property Records

Champaign County property record for 510 Ridge Rd, Philo, IL 61864 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1991
Lot Size	0.286 acres (12,443 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Nov 2005)
Tax Bill	$2,793 (2024)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-451-034`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-451-034`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Flooring	Wood

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Roof Material	Other
Lot Area	12,443 sqft (0.286 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	510 RIDGE RD
City	PHILO
State	IL
Zip	61864-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 SHIPLEY ESTATES UNIT 3
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	SHIPLEY ESTATES UNIT 3
Legal Lot Number	52
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	2
Census Block	2041
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-23-451-034

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	510 RIDGE RD, PHILO, IL 61864-9626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2005 · Amount on Record
Deed Sale	Nov 18, 2005 · Amount on Record
Prior Sale	Apr 02, 2003 · Amount on Record
Deed Document Number	200535051
Last Transfer Date	Aug 19, 2023
Transfer Doc	0000012743
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 06, 2023
Property Address	510 RIDGE RD, PHILO, IL 61864-9626
Document Number	0000012743
Map Reference	MB BB PG 101
Instrument Date	Aug 19, 2023
Instrument	2023R12743
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	TIMIOS INC, TIMIOS INC REFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 RIDGE RD, PHILO, IL 61864-9626

Mortgage

Document Number	0000012744
Date	Sep 06, 2023
Instrument	2023R12744

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,260 (+25.05%) Land $12,870 Building $44,390	$171,780 (+25.05%) Land $38,610 Building $133,170
2024	$2,793.00 (+10.09%)
2022	$2,537.00 Homeowner's exemption	$45,790 Land $10,290 Building $35,500	$137,370 Land $30,870 Building $106,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Pavlov Media	Fiber	8,000 / 8,000
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
MFWireless	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.