510 Railroad Ave W, Onamia, MN 56359 Property Records

Mille Lacs County property record for 510 Railroad Ave W, Onamia, MN 56359

Property Summary

Property TypeGeneral Industrial
Lot Size1.48 acres (64,683 sqft)
OwnerCompany Name on File
Tax Bill$6,792 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-810-0130

Property Details

APN / Parcel Number

Primary APN22-810-0130

Exterior

Lot Area64,683 sqft (1.48 acres)
PorchSlab

Location & Zoning

Street Address510 RAILROAD AVE W
CityONAMIA
StateMN
Zip56359-2710
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Legal Range26
Legal Township41
Legal Section06
Legal SubdivisionSOO LINE ADDITION
Legal Block4
Legal Lot Number1
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group1
Census Block1058
Census Tract970200

Owner

510 Railroad Ave W, an industrial property, is owned by a company that acquired it in July 2013.

Source: Mille Lacs County records, as of September 4, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 609, ONAMIA, MN 56359-0609
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Line of Credit
DEERWOOD BANK
Oct 26, 2021Deed of Trust, Mortgage · Seller Carry-Back
JULIE MADER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2013
Deed SaleJul 2, 2013
Deed Document Number2013380257
Prior Transfer DateFeb 15, 2013
Prior Transfer Doc000A378229
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address510 RAILROAD AVE W, ONAMIA, MN 56359-2710
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A449432
DateDec 29, 2025
InstrumentA449432
Lender
NameDEERWOOD BANK
TypeBank
AddressBAXTER, MN 56425
Agreement
TypeLine of Credit
AmountAmount on Record
Term62 Months
DueFeb 23, 2031

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address510 RAILROAD AVE W, ONAMIA, MN 56359-2710
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA427665
DateOct 26, 2021
InstrumentA427665
Lender
NameJULIE MADER
TypeSeller
Address256 REDSTONE DR, BISMARCK, ND 58503
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term60 Months
DueNov 1, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 510 Railroad Ave W was $6,792.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityOnamia City
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,792.00$237,800 (+8.63%) Land $103,800 Building $134,000$237,800 (+8.63%) Land $103,800 Building $134,000
2025$218,900 Land $91,900 Building $127,000$218,900 Land $91,900 Building $127,000
2023$4,728.00$184,700 Land $63,900 Building $120,800$184,700 Land $63,900 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Railroad Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Railroad Ave W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOnamia
serves 831 people · EPA ID MN1480003
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2026)
action level 15 ppb
Copper1.49 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable · Fiber in parts of the area
250 / 20

Nearby Properties on Railroad Ave W

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