510 Paul Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 510 Paul Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,031 sqft · built 1986
Lot Size	0.23 acres (9,875 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2020)
Tax Bill	$3,237 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-25-382-021-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-382-021-000`
Alternative APN	`07251830301400 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,031 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	1,031 sqft
Unfinished Basement	1,031 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	9,875 sqft (0.23 acres)
Garage Area	378 sqft
Driveway	Concrete Driveway
Driveway Area	396 sqft
Porch	Slab
Porch Area	192 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	510 PAUL DR
City	WATERLOO
State	IL
Zip	62298-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 62 LAKEVIEW ESTATES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	62
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4009
Census Tract	600501

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	510 PAUL DR, WATERLOO, IL 62298-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jan 17, 2017	Warranty Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	2020409155
Record Updated	Sep 20, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Jul 1, 2020
Property Address	510 PAUL DR, WATERLOO, IL 62298-1469
Document Number	0000409155
Instrument Date	Jun 29, 2020
Instrument	409155
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 PAUL DR, WATERLOO, IL 62298-1469

Mortgage

Document Number	0000409156
Date	Jul 1, 2020
Instrument	409156

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 17, 2017
Property Address	510 PAUL DR, WATERLOO, IL 62298-1469
Document Number	0000387831
Instrument Date	Jan 17, 2017
Instrument	387831
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$213.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	510 PAUL DR WATERLOO IL 622981469, WATERLOO, IL 62298-1469

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,830 (+23.24%) Land $16,360 Building $52,470	$206,490 (+23.24%) Land $49,080 Building $157,410
2024	$3,237.00
2022	Homeowner's exemption Additional exemption filed	$55,850 Land $15,140 Building $40,710	$167,550 Land $45,420 Building $122,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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