510 Patton Ave, Monroe, NC 28110 Property Records

Union County property record for 510 Patton Ave, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,556 sqft · built 1950
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Jul 2007)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-267-002`

Property Details

APN / Parcel Number

Primary APN	`09-267-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,000 sqft (0.528 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 PATTON AVE
City	MONROE
State	NC
Zip	28110-2434
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	510 PATTON AVE
Legal Subdivision	ETHEL HEMBY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3004
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 PATTON AVE, MONROE, NC 28110-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 29, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
May 22, 2017	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2007 · Amount on Record
Deed Sale	Jul 26, 2007 · Amount on Record
Deed Document Number	200733521
Deed Book / Page	4634 / 874
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	510 PATTON AVE, MONROE, NC 28110-2434
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 PATTON AVE, MONROE, NC 28110-2434

Mortgage

Document Number	0008765398
Date	Aug 18, 2023
Book Page	8765/398
Instrument	20101

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	510 PATTON AVE, MONROE, NC 28110-2434
Document Number	7502507
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 PATTON AVE MONROE NC 281102434, MONROE, NC 28110-2434

Mortgage

Document Number	7502507
Date	Oct 29, 2019
Book Page	007502/000507
Instrument	33406

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Interest

Rate	4.37%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	510 PATTON AVE, MONROE, NC 28110-2434
Document Number	6950102
Book / Page	006950 / 000102
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 PATTON AVE MONROE NC 281102434, MONROE, NC 28110-2434

Mortgage

Document Number	6950102
Date	Jun 12, 2017
Book Page	006950/000102
Instrument	16265

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,700 (-) Land $31,600 Building $204,100	$235,700 (-) Land $31,600 Building $204,100
2025	$2,060.00 (+24.55%)	$235,700 (+55.37%) Land $31,600 Building $204,100	$235,700 (+55.37%) Land $31,600 Building $204,100
2023	$1,654.00	$151,700 Land $8,700 Building $143,000	$151,700 Land $8,700 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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