Chesterfield County property record for 510 Overcliff Ct, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 1980 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Aug 2026) |
| Tax Bill | $2,986 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02606020E00C067 |
| Primary APN | 02606020E00C067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Finished Area |
| 1st Floor Area | 132 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Storage Building | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 381838001 |
|---|---|
| Street Address | 510 OVERCLIFF CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | WALTON PARK L 67 BK C SEC E |
| Legal Subdivision | WALTON PARK |
| Legal Block | C |
| Legal Lot Number | 67 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 100930 |
510 Overcliff Ct is owned and occupied by two individuals who bought it in August 2026.
Source: Chesterfield County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 OVERCLIFF CT, MIDLOTHIAN, VA 23114-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Prior Sale | Jul 21, 2016 · Amount on File |
| Deed Document Number | 202629105 |
| Deed Book / Page | 15339 / 274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 7, 2026 |
| Property Address | 510 OVERCLIFF CT, MIDLOTHIAN, VA 23114-3040 |
| Document Number | 0000029105 |
| Book / Page | 15339 / 274 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202629105 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 OVERCLIFF CT, MIDLOTHIAN, VA 23114-3040 |
| Document Number | 0000029106, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202629106 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 510 OVERCLIFF CT, MIDLOTHIAN, VA 23114-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0013985-65 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 13985/65 |
| Instrument | 2022025895 |
| Name | SECRETARY OF VETERANS AFFAIRS |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 510 Overcliff Ct was $2,986.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,986.00 | $332,800 (+3.1%) Land $93,000 Building $239,800 | $332,800 (+3.1%) Land $93,000 Building $239,800 |
| 2025 | $322,800 Land $83,000 Building $239,800 | $322,800 Land $83,000 Building $239,800 | |
| 2023 | $2,663.00 | $289,900 Land $74,000 Building $215,900 | $289,900 Land $74,000 Building $215,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Overcliff Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Overcliff Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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