510 Oceanview Ave, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 510 Oceanview Ave, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,490 sqft · built 1997
Lot Size0.133 acres (5,798 sqft)
Owner2 Individual Names on Record
Last Sale$317,500 (May 2015)
Tax Bill$5,590 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-741-0225-2

Property Details

APN / Parcel Number

Primary APNC62-000-741-0225-2
Alternative APNs
  • 35-27-15-19908-001-0040
  • 271535199080010040
  • R382328

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,490 sqft Living Area
Gross Area3,676 sqft
1st Floor Area2,490 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2001
Architectural StyleH-Shape
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,798 sqft (0.133 acres)
Lot Dimensions116 ft deep x 50 ft wide
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area582 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR382328
Street Address510 OCEANVIEW AVE
CityPALM HARBOR
StateFL
Zip34683-1838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL BEACH HEIGHTS BLK 1, LOT 4 & N 1/2 OF VAC ALLEY ON S PER O.R. 21098/823
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH HEIGHTS
Legal Tract19908
Legal Block1
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1009
Census Tract27202

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address510 OCEANVIEW AVE, PALM HARBOR, FL 34683-1838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Line of Credit
SUNCOAST CREDIT UNION
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Prior SaleJun 10, 2013 · Amount on Record
Deed Document Number2015145531
Deed Book / Page18790 / 607
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJun 18, 2026
Property Address510 OCEANVIEW AVE, PALM HARBOR, FL 34683-1838
Document Number0000164410
Book / Page23598 / 328
Instrument DateJun 11, 2026
Instrument2026164410
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 OCEANVIEW AVE, PALM HARBOR, FL 34683-1838

Mortgage

Document Number0000164410,
DateJun 18, 2026
Book Page23598/328
Instrument2026164410
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address510 OCEANVIEW AVE, PALM HARBOR, FL 34683-1838
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 OCEANVIEW AVE, PALM HARBOR, FL 34683-1838

Mortgage

Document Number0218241397
DateNov 29, 2021
Book Page21824/1397
Instrument2021385217
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,590.00 (+7.38%) Homeowner's exemption$344,048 (+5.99%)$613,051 (+7.86%) Land $103,275 Building $509,776
2023$5,206.00 (+2.8%) Homeowner's exemption$324,614 (+3%)$568,391 (+13.47%) Land $163,046 Building $405,345
2022$5,064.00 Homeowner's exemption$315,159$500,897 Land $171,527 Building $329,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 308 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies308 in force
Nearby Flood Claims401 (1979–2024)
Claims Outside the SFHA3 of 401
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 192 claims
  • Hurricane Idalia, Aug 2023 · 10 claims
  • Hurricane Elena, Sep 1985 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oceanview Ave

Nearby Streets

Search Property Records by Address or Parcel Number