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510 N 3rd St, Freeland, MI 48623 Property Records

Saginaw County property record for 510 N 3rd St, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1970
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jun 2017)
Tax Bill$548 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-16-0467-000

Property Details

APN / Parcel Number

Primary APN29-13-3-16-0467-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Finished Basement960 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions160 ft deep x 165 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address510 N 3RD ST
CityFREELAND
StateMI
Zip48623-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AGRI
Legal DescriptionLOTS 67 & 68 OSTRANDER & OSTRANDER ADD TO THE VILLAGE OF TITTABAWASSEE SEC 16 T13N R3E
Legal Range03E
Legal Township13N
Legal Section16
Legal SubdivisionOSTRANDER & OSTRANDER ADD
Legal Lot Number67-68
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1026
Census Tract10101

Owner

Source: Saginaw County records · APN 29-13-3-16-0467-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address510 N 3RD ST, FREELAND, MI 48623-2515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Jun 27, 2017Deed of Trust, Mortgage
MI STATE HOUSING DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleOct 09, 2000 · Amount on Record
Deed Document Number201719761
Deed Book / Page3 / 33
Prior Transfer DateSep 10, 2015
Prior Transfer Doc0000026628
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address510 N 3RD ST, FREELAND, MI 48623-2515
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 N 3RD ST, FREELAND, MI 48623-2515

Mortgage

Document Number0000014604
DateMay 11, 2022
Instrument2022014604
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address510 N 3RD ST, FREELAND, MI 48623-2515
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019763
DateJun 27, 2017
Instrument2017019763
Lender
NameMI STATE HOUSING DEV
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$75,800 (+34.88%)$151,600 (+34.88%)
2025$548.00 (-67.11%) Homeowner's exemption
2023$56,200$112,400
2022$1,666.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
LakeNet
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Xfinity.

Based on FCC filings for 296 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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