510 Montera Ct, Chula Vista, CA 91910 Property Records

San Diego County property record for 510 Montera Ct, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,391 sqft · built 1998
Lot Size	0.393 acres (17,122 sqft)
Owner	Individual Name on File
Last Sale	$529,500 (Apr 1998)
Tax Bill	$13,171 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-400-14-00`

Property Details

APN / Parcel Number

Primary APN	`593-400-14-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,391 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	17,122 sqft (0.393 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	510 MONTERA CT
City	CHULA VISTA
State	CA
Zip	91910-7584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC1RE
Legal Description	LOT 15 TR 012722
Legal Subdivision	RANCHO DEL CHARRO
Legal Tract	012722
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3013
Census Tract	13412

Owner

510 Montera Ct is owned and occupied by an individual who acquired it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	510 MONTERA CT, CHULA VISTA, CA 91910-7584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 1998 · Amount on File
Deed Sale	Apr 10, 1998 · Amount on File
Deed Document Number	1998204289
Last Transfer Date	Dec 10, 2021
Transfer Doc	0000871618
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2021
Property Address	510 MONTERA CT, CHULA VISTA, CA 91910-7584
Document Number	0000871618
Map Reference	MAP 12722
Instrument Date	Dec 10, 2021
Instrument	2021-0871618
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 MONTERA CT, CHULA VISTA, CA 91910-7584

Mortgage

Document Number	0000871619
Date	Dec 29, 2021
Instrument	2021-0871619

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	510 MONTERA CT, CHULA VISTA, CA 91910-7584
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 MONTERA CT, CHULA VISTA, CA 91910-7584

Mortgage

Document Number	0000293672
Date	Apr 15, 2021
Instrument	2021-0293672

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	510 MONTERA CT, CHULA VISTA, CA 91910-7584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118853
Date	Mar 6, 2020
Instrument	2020-0118853

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 510 Montera Ct was $13,171 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,105,524 (+2%) Land $380,716 Building $724,808
2025	$13,171.00 Homeowner's exemption	$1,083,848 Land $373,251 Building $710,597
2023	$12,486.00 (+2.93%) Homeowner's exemption	$1,041,762 Land $358,758 Building $683,004
2022	$12,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 510 Montera Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Montera Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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