510 Mary St, Centre, AL 35960 Property Records

Cherokee County property record for 510 Mary St, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,468 sqft · built 1968
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Aug 2018)
Tax Bill	$876 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-22-3-005-036.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-3-005-036.000`
Alternative APNs	`ALT APN:1405223005036000` `206165`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,468 sqft Living Area
1st Floor Area	2,468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	Deck Area
Utility Building	60 sqft

Location & Zoning

Account Number	206165
Street Address	510 MARY ST
City	CENTRE
State	AL
Zip	35960-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8, BLOCK D, GARRETT-WOOD ADD S/D, PB 4/21
Legal Range	09E
Legal Township	10S
Legal Section	22
Legal Subdivision	GARRETT-WOOD
Legal Block	D
Legal Lot Number	7-8
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4036
Census Tract	955900

Owner

510 Mary St is owned and occupied by two individuals who bought it in August 2018.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 MARY ST, CENTRE, AL 35960-2029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE
Aug 31, 2018	Survivorship Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK OF ALA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2018204214
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	510 MARY ST, CENTRE, AL 35960-2029
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220316
Date	Sep 10, 2021
Instrument	220316

Lender

Name	AMERIHOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 31, 2018
Property Address	510 MARY ST, CENTRE, AL 35960-2029
Document Number	204214
Instrument Date	Aug 31, 2018
Instrument	204214
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 MARY ST, CENTRE, AL 35960-2029

Mortgage

Document Number	204215
Date	Aug 31, 2018
Instrument	204215

Lender

Name	PEOPLES BANK OF ALA
Type	Non-Lending Institution
Address	CULLMAN, AL 35055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 510 Mary St was $876 with a homeowner's exemption, up 7.4% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$876.00 (+7.35%)
2025	$816.00 Homeowner's exemption	$17,540 (+896.59%) Land $800 Building $16,740	$185,000 (-) Land $8,000 Building $177,000
2024	$816.00 (-0.49%) Additional exemption filed	$1,760 (-90.53%) Land $800 Building $960	$185,000 (-0.43%) Land $8,000 Building $177,000
2023	$820.00 Homeowner's exemption	$18,580 (+909.78%)	$185,800 (-) Land $8,800 Building $177,000
2022	$820.00 Homeowner's exemption	$1,840 Land $880 Building $960	$185,800 Land $8,800 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Mary St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Mary St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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