510 Maple Rdg, Albion, MI 49224 Property Records

Calhoun County property record for 510 Maple Rdg, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,312 sqft · built 1945
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (Aug 2026)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51-008-004-00`

Property Details

APN / Parcel Number

Primary APN	`51-008-004-00`
Alternative APN	`13-51-008-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,242 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	99.4 ft deep x 81.8 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 MAPLE RDG
City	ALBION
State	MI
Zip	49224-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, MAPLE RIDGE SUBDIVISION LOTS 3 & 4
Legal Subdivision	MAPLE RIDGE SUBDIVISION
Legal Lot Number	3-4
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2002
Census Tract	3500

Owner

510 Maple Rdg is owned and occupied by an individual who bought it in August 2026.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	105 W CHICAGO ST, QUINCY, MI 49082-1078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Dec 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMESTEAD SAVINGS BANK
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage AC CONSTRUCTION INC
Apr 8, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Mar 30, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 23, 2020	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Apr 8, 2026 · Amount on File
Deed Book / Page	5025 / 396
Prior Transfer Date	Mar 26, 2026
Prior Transfer Doc	4989000375
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Aug 3, 2026
Property Address	510 MAPLE RDG, ALBION, MI 49224-1324
Document Number	5025000396
Book / Page	5025 / 396
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	STAR TITLE SERVICES, STAR TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,359.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W CHICAGO ST, QUINCY, MI 49082-1078

Mortgage

Document Number	5025000398,
Date	Aug 3, 2026
Book Page	5025/398

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Mortgage

Document Number	5025000416,
Date	Aug 3, 2026
Book Page	5025/416

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.47%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	510 MAPLE RDG, ALBION, MI 49224-1324
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04285/0852
Date	Dec 20, 2018
Book Page	4285/0852

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2038

Interest

Rate Type	Adjustable Rate

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Recording Date	Sep 2, 2026
Property Address	510 MAPLE RDG, ALBION, MI 49224-1324
Document Number	5033000641
Book / Page	5033 / 641
Instrument Date	Jun 19, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	17040 ROBBINS RD, GRAND HAVEN, MI 49417-2741

Mortgage

Document Number	5033000641,
Date	Sep 2, 2026
Book Page	5033/641

Lender

Name	AC CONSTRUCTION INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CALHOUN MI
Recording Date	Apr 8, 2026
Property Address	510 MAPLE RDG, ALBION, MI 49224-1324
Document Number	4992000010
Book / Page	4992 / 10
Instrument Date	Mar 26, 2026
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$67,895.23
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Investor	Possibly a Property Investor

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Mar 30, 2026
Property Address	510 MAPLE RDG, ALBION, MI 49224-1324
Document Number	004989/375
Book / Page	4989 / 375
Map Reference	LB 10 PG 1
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$963.75
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 MAPLE RDG, ALBION, MI 49224-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17040 ROBBINS RD # B, B, GRAND HAVEN, MI 49417-2741

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Apr 23, 2020
Property Address	510 MAPLE RDG, ALBION, MI 49224-1324
Document Number	004411/981
Book / Page	4411 / 981
Map Reference	LB 10 PG 1
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 FITCH ST, 1001, ALBION, MI 49224-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 ADAMS LITCHFLELD, LITCHFIELD, MI 49252

Mortgage

Document Number	0004411983
Date	Apr 23, 2020
Instrument	4411/983

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 510 Maple Rdg was $2,234 with a homeowner's exemption, up 1.8% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,100 (+7.07%)
2025	$2,234.00 (+1.78%) Homeowner's exemption	$60,800	$130,200 (+7.07%)
2024	$2,195.00		$121,600 (+25.1%)
2023		$48,600	$97,200
2022	$1,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Maple Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Maple Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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