510 Main St, Washington, VA 22747 Property Records

Rappahannock County property record for 510 Main St, Washington, VA 22747

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,196 sqft · built 1750
Owner	Trust Name on File
Last Sale	$599,000 (Jan 2013)
Tax Bill	$5,906 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0 20A 1 138`

Property Details

APN / Parcel Number

Primary APN	`0 20A 1 138`
Alternative APNs	`20A 1 138` `2016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,196 sqft Total Area
1st Floor Area	1,849 sqft
Basement Area	1,326 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1750
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Gable
Roof Material	Copper
Terrain	Rolling
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	401 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	2016
Old Parcel Number	0 20A 1 138
Street Address	510 MAIN ST
City	WASHINGTON
State	VA
Zip	22747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 2016 WILL #11 2014 #285 2013 #73
Legal Lot Number	21,2016 1998
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2063
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Historic District listed 1975 · 159 contributing resources · NRIS 75002033

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

510 Main St is held in a trust since January 2013.

Source: Rappahannock County records, as of December 8, 2025

Owner of Record	Trust Name on File
Mailing Address	PO BOX 403, WASHINGTON, VA 22747-0403
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2013 · Amount on File
Deed Sale	Jan 17, 2013 · Amount on File
Deed Document Number	130000073
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	510 MAIN ST, WASHINGTON, VA 22747
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 MAIN ST, WASHINGTON, VA 22747

Mortgage

Document Number	0000000970
Date	Dec 8, 2025
Instrument	250000970

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2041
Change Frequency	10 Years
Index	10-Year CMTI
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 510 Main St was $5,906.

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Municipality	Washington Town
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,906.00	$937,600 Land $200,000 Building $737,600	$937,600 Land $200,000 Building $737,600
2023	$5,117.00	$838,900 Land $200,000 Building $638,900	$838,900 Land $200,000 Building $638,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WASHINGTON serves 198 people · EPA ID VA6157400
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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