Santa Cruz County property record for 510 Lore Way, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,642 sqft · built 1998 |
| Lot Size | 11.2 acres (491,357 sqft) |
| Owner | Trust Name on File |
| Last Sale | $240,000 (Dec 1996) |
| Tax Bill | $12,834 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-281-53 |
| Primary APN | 041-281-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,642 sqft Living Area |
| Gross Area | 4,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 491,357 sqft |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 315 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 510 LORE WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Description | PARCEL MAPS 4 PG 54 PCL 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122402 |
510 Lore Way is owner-occupied and held in a trust since November 2001.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 510 LORE WAY, APTOS, CA 95003-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 1996 · Amount on File |
| Deed Sale | Dec 16, 1996 · Amount on File |
| Deed Document Number | 199666928 |
| Deed Book / Page | 5952 / 489 |
| Last Transfer Date | Nov 27, 2001 |
| Transfer Doc | 0000077261 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 510 Lore Way was $12,834 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,120,859 (+2%) Land $430,691 Building $690,168 | ||
| 2025 | $12,834.00 Homeowner's exemption | $1,098,882 Land $422,246 Building $676,636 | |
| 2023 | $11,725.00 (+1.82%) Homeowner's exemption | $1,056,211 Land $405,850 Building $650,361 | $1,199,430 |
| 2022 | $11,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Lore Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Lore Way is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, Cruzio, Spectrum, Surfnet Communications, Xfinity.
5G and 4G LTE (outdoors only)
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